How to withdraw Xiamen provident fund?

Xiamen provident fund withdrawal process is as follows:

1. Employees should go to the counter of the bank where the individual housing provident fund is located to receive the Application Form for Withdrawal (Transfer) of Xiamen Housing Provident Fund (this form does not support printing, and needs to be collected on site);

2. Employees fill in the application form truthfully; With the provisions of the extraction materials, apply to the unit for the extraction of housing provident fund; Submit it to the work unit for verification, and affix the official seal or financial seal of the unit in the corresponding column for confirmation; If the employee housing provident fund account has been transferred to the custodian, the employee shall apply directly to the management center with the required materials.

3, the workers need to extract materials to the city housing provident fund management center to apply or apply;

4, the city housing provident fund management center window personnel audit and within 3 working days from the date of accepting the application, make a decision on approval or disapproval of the extraction, and notify the applicant;

5 workers with the "Xiamen housing provident fund extraction (transfer) application form" and the city housing provident fund management center approved identity cards to the bank outlets where the housing provident fund deposit procedures; If it is automatically transferred to the bank card with the same name, the provident fund center will directly transfer the amount of the examination and withdrawal to the bank card with the same name in the city where the employee is located through the electronic authorization instruction, and the employee does not need to go to the bank for withdrawal procedures.

Provident fund withdrawal filing standard:

1, deposit time standard: individuals need to deposit in the provident fund account for a certain period of time, for example, in some areas, individuals need to deposit for at least 6 months before withdrawing the provident fund;

2. Deposit amount standard: individuals need to deposit a certain amount in the provident fund account. For example, in some areas, individuals need to deposit at least the minimum deposit amount stipulated by the local provident fund management center in order to withdraw the provident fund;

3. Reasons for withdrawal: Individuals need to provide corresponding certification materials to prove the reasons for withdrawal of provident fund, such as purchasing real estate, medical assistance, renting loans, etc.

4. Other criteria: There may be other criteria for filing a case in different regions or provident fund management centers, such as age requirements and housing property rights grade requirements.

To sum up, the requirements of different regions and banks may be different, so it is best to know the local policies and regulations before withdrawing the provident fund.

Legal basis:

Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund

Article 24

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.