What about freelancing, individual paying social security and delaying retirement?

Those who participate in social security as freelancers should participate in delayed retirement if there is no accident.

According to the latest news, the policy of delaying retirement has been written into the "14th Five-Year Plan", that is, to realize the national overall planning of basic old-age insurance and gradually delay the legal retirement age. It is expected to be officially implemented before 2035. As far as the target group is concerned, the affected objects are mainly those who pay employee pension insurance.

Why? It is mainly related to the reasons why the state promotes delayed retirement, which is reflected in three aspects:

Life expectancy has increased significantly. According to the statistics of China Academy of Social Sciences, the average life expectancy in 20 19 years is 73.64 years for men and 79.43 years for women. At present, the retirement age in China is 60 for men, 55 for women cadres and 50 for women workers. Compared with other countries, the retirement age is lower. With the acceleration of population aging, it has gradually become a social norm for two young people, husband and wife, to support four old people. Among them, the third is the key.

The aging population means that a large number of people retire and receive pensions at the same time. Employees' pension accounts for a large part, which greatly increases the capital expenditure of pension fund accounts and may cause imbalance between income and expenditure, which naturally becomes the focus of supervision.

Freelancers who participate in social security actually pay social security for employees as flexible employees. The insurance paid is the same as that of employees in enterprises and institutions, and it is also possible to participate in delayed retirement.

Personally, I don't quite agree. Freelance, although free to work, but in order to make more money, the degree of fatigue is not as easy as employees.

I used to know a courier brother, and the couple contracted an e-commerce home appliance courier. They basically go out to pick up the goods after 5 o'clock every morning and deliver them to their doors. If there is no elevator, you can only carry it yourself. And my own work, more work, 365 days, basically no rest, very hard.

It can be said that more work and more pay is the biggest feature of freelancing. With the growth of age, the body can't keep up, and it will become more and more difficult to make money.

After the implementation of the delayed retirement policy, freelancers have to pay more social security for a period of time before they can receive pensions. For many people, there are some conflicts inside.

It should be noted that the state is very cautious about the implementation of delayed retirement, and I believe it will be considered as a whole. Pick up the experience of social security and human resources in large state-owned enterprises, welcome attention, exchange comments and share dry goods in the workplace every day.