Beijing social security payment gap period

Generally speaking, the two insurance companies need to make up for the interruption in principle. In the process of making up the payment, there will be the problem of determining the reason for the last interruption. That is, why the last interruption, is a normal termination, termination of the labor contract, or automatic separation, unauthorized suspension. If it is the former, it is enough to pay the normal rate; if it is the latter, in addition to paying the normal rate, you have to pay a considerable amount of late fees. Therefore, where possible, it is best not to easily stop paying social security premiums, for whom it is a very troublesome thing, I hope that friends remember.

Social security in the medical insurance is different from the pension insurance has a special pension account, medical insurance is basically no savings, gap unpaid period, the account is sealed, can not enjoy the medical treatment, as long as the payment of social security medical insurance, you start to enjoy the health insurance treatment. In addition, the retirement health insurance treatment is required to accumulate contributions for 25 years, which is different from the pension insurance for 15 years can be, in the middle of the gap, the number of years of contributions or cumulative calculation.

This different provinces regulations are not the same.

Beijing's regulations are:

The need for insurance when there is a labor relationship. Therefore, A's interruption period can be retroactive if there is a labor relationship.

The years of contribution interruption in Beijing will not be recalculated. Instead, it is accumulated before and after. But you have to accumulate the required number of years in your lifetime to be eligible for post-retirement health insurance benefits.

"More than three months of interruption" is mainly for the talent in the flexible employment status of their own contributions, and this is not the same as the cumulative number of years. The main reason here is that there is a "waiting period" for reimbursement of health insurance premiums in the case of a talented person contributing to a flexible employment, which is 6 months. That is to say, the individual in the name of the insurance contribution 6 months before reimbursement of drug costs (mainly to prevent moral hazard, adverse selection); if the interruption of 3 months, the next time you have to go through the waiting period of 6 months before reimbursement. This is what is commonly referred to as "interruption beyond three months".

But there is no such requirement if you are a contributor. You will be reimbursed as soon as you have paid your contributions.

Supplementary: the health insurance will only make up for the amount of personal account transfer, do not make up for the reimbursement of the period of cost

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