What reasons can fresh graduates find if they don't want to pay social security?

The reasons why fresh graduates don't want to pay social security are as follows:

1. Great economic pressure: For fresh graduates, the economic income may be relatively low, and paying social security will increase the economic burden. You can choose to consider paying social security after working for a period of time;

2. I hope to start my own business: if the fresh graduates have the idea and plan to start their own business, they can choose to start their own business and buy commercial insurance to ensure their risk-taking ability;

3. Not knowing the social security system: Some freshmen may not know much about the social security system and policies, and they are worried that they will not get the corresponding welfare benefits or have unnecessary troubles after paying social security. At this time, you can consult relevant departments or professionals to understand the specific situation.

What are the consequences of not paying social security?

1, you can't enjoy pension insurance and medical insurance, and the pension insurance is conditional. You need to pay the pension after 15 years, and you can only receive it monthly after retirement. Medical insurance needs to be paid for 20 years to enjoy it for life. Cumulative calculation of payment period of endowment insurance and medical insurance. The longer the payment time, the more money and benefits you will enjoy.

2. It is impossible to buy a house in some cities, and many cities directly link the conditions of buying a house with social security. Take Beijing as an example. If you want to buy a house in Beijing, you need to pay social security for at least five years, and you can't stop paying in the middle. Once interrupted, the five-year period will be recalculated. If you don't buy an account, let alone calculate the number of years, you can't even get into the threshold of buying a house.

To sum up, social security is an important social security system, which can provide medical care, pension and unemployment protection for individuals. When deciding whether to pay social security, fresh graduates need to fully consider their actual situation and needs, weigh the pros and cons, and make a decision.

Legal basis:

Article 58 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.