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Why is the social security contribution base higher than the actual salary?

Legal subjectivity:

Relationship between social security base and salary: Social security base is directly linked to salary. The calculation method of social security base is: if your salary is lower than the lower base of social security, pay it according to the lower base. If it is higher than the lower limit, it will be paid according to the actual average annual salary of the previous year. New employees take the first month's salary as the base; The social security base of old employees is adjusted to the average monthly salary of the previous year as the base. If the salary is lower than or higher than the local minimum or maximum social security base, the minimum or maximum social security base shall be used as the payment base. The following is the specific calculation method of social security payment: endowment insurance: the unit pays 22% of the total wages of employees and the individual pays 8%; Medical insurance: if the payment ratio is 9.5%, the unit will pay 7.5% and the individual will pay 2%; Work-related injury insurance: All work-related injury insurance is paid by the unit, and the payment ratio can be 60% of the social security base or 100%. Maternity insurance: all maternity insurance is paid by the unit, and the payment ratio is generally 6%; Unemployment insurance: you can pay 3% of 60% social security base or 3% of 100 RMB social security base. According to the social security payment base method, employers need to purchase social security according to the salary level of employees. If it is illegal to buy the minimum social security privately, employees can report it to the social security center for verification. Payment should be made according to the average monthly income of the previous year. If the payment is less because of the low base, you can ask the company to make up for it. If negotiation fails, arbitration can be conducted. Payroll is evidence, which can be issued by the company according to the actual situation. You can complain to the labor inspection brigade; Or entrust a lawyer to handle it. You're welcome.