Can I pay social security after the age of 45?

You can also pay old-age insurance at the age of 45.

Anyone who can be insured before retirement age. At present, the legal retirement age in China is 60 for men and 55 for women. Social security can accumulate payment years, that is, intermittent payment is allowed. The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. You can apply for a pension when you reach retirement age.

How many years will it take, as the case may be, as follows:

1, men can buy social insurance at the age of 45, and male workers can pay 10, and retire at the legal age of 55. However, you have to pay five years of old-age insurance to get a pension;

2. Female employees reach the statutory retirement age at the age of 50, and they can pay for 5 years at the age of 50. But you have to pay 10 years of old-age insurance to get a pension.

The retirement age is as follows:

Retirement age, if there is no new policy, the latest statutory retirement age will also be implemented according to the following standards.

1, male over 60 years of age, female over 50 years of age, continuous service for ten years;

2, men over 55 years of age, women over 45 years of age, continuous service for ten years, engaged in underground, high altitude, high temperature, particularly heavy manual labor or other harmful operations;

3, men over 50 years of age, women over 45 years of age, continuous service for ten years, proved by the hospital, and confirmed by the labor appraisal committee, completely lost the ability to work should be allowed to retire.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.