What are the categories of social insurance?

The objects of social security insurance are divided into two categories. The first category is urban employees on the job, which adopts the combination of unit payment and individual payment, in which the unit payment is included in the overall planning part and the individual part is credited to the personal account; The second category is urban individual industrial and commercial households, individual entrepreneurs and flexible employees. The form of payment is full personal payment, part of which is included in the overall fund and part of which is included in the personal account.

Social security for urban workers generally has to pay five insurances, such as endowment insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance, and housing accumulation fund if conditions permit; Flexible employees generally pay endowment insurance and medical insurance.

Social security for urban residents, the insured object is unemployed urban residents, and the mode of participation is state subsidies and individual contributions, which are divided into basic part and personal account part, and are calculated separately according to the funds in the two parts when retiring.

Social security for rural residents, the insured object is rural residents, and the mode of combining state, collective subsidies and individual contributions is divided into basic parts and individual parts. Retirement mode is calculated as social security for urban residents.