What do you mean by five insurances and one gold for civil servants?

Legal analysis: Generally speaking, the social insurance of civil servants is stipulated by the national civil service law and social security law. Endowment insurance, civil servants are not insured at present, and the pension system is implemented. Of course, in some places, civil servants have been included in the scope of social security and provident fund payment, which means that the five insurances and one gold paid by civil servants are essentially similar to those paid by employees. "Five insurances" (also called social security) include old-age insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. "One gold" refers to the housing surplus, that is, the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. In addition to fixed salary and vacation, civil servants have to deduct medical insurance and housing provident fund, and maternity insurance is also included in medical insurance.

It should be reminded that not every city's civil servant insurance policy is the same. In different cities, there are different standards for the proportion of civil servants paying five insurances and one gold and the payment base of five insurances and one gold.

Legal basis: Article 2 of the Regulations on the Administration of the Declaration and Payment of Social Insurance Fees. These Provisions apply to the payment declaration of employers and the collection of social insurance fees by social insurance agencies. The social insurance premiums mentioned in these Provisions refer to the basic old-age insurance premiums, basic medical insurance premiums, work-related injury insurance premiums, unemployment insurance premiums and maternity insurance premiums paid by employers and their employees according to law.

Article 83 of the Civil Servant Law of People's Republic of China (PRC) participates in social insurance according to law and enjoys insurance benefits according to state regulations. If a civil servant dies in the line of duty or dies of illness, his relatives shall enjoy pensions and preferential treatment prescribed by the state.

Article 80 of People's Republic of China (PRC) Civil Servant Law includes basic salary, allowance, subsidy and bonus. Civil servants enjoy regional additional allowances, allowances for hard and remote areas, post allowances and other allowances in accordance with state regulations. Civil servants enjoy housing, medical care and other allowances and subsidies in accordance with state regulations. Civil servants who are determined to be excellent and competent through regular assessment shall enjoy year-end bonuses in accordance with state regulations. Civil servants' wages should be paid in full and on time.