Can social security be refunded?

Social security can be surrendered, and the fees paid by social security are managed in two accounts. The amount that can be surrendered is the amount in the personal account. We must know that social security withdrawal must meet certain conditions, such as going through the formalities of going abroad to settle down, and the accounts of relevant organs in China have been cancelled; There are also those who have not reached the statutory retirement age, but unfortunately died and their accounts have been cancelled in the relevant authorities. In addition, there are cases of re-insurance and termination of labor relations, and the insured has reached retirement age. In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system.

Social security can be surrendered, but only if the following surrender conditions are met:

1. Go abroad to settle down: go through the formalities of going abroad and cancel the domestic household registration;

2. Died before retirement, and the account was cancelled;

3. Repeated payment of social security and termination of labor relations;

4. Insufficient social security payment at retirement 15 years.

In the above four cases, you can apply for social security surrender.

How much can social security be refunded?

Social security surrender is generally a refund of money in personal accounts. Refund the money in your personal account.

How to refund the social security surrender?

I. Information required for social security surrender

1, the unit is the seal of the wear table;

2. The employee fills in and seals the Application Form for Retirement of Endowment Insurance and One-time Living Allowance for Unemployment Insurance;

3. Original and photocopy of ID card;

4. The original and photocopy of the agent's ID card and the copy of the legal power of attorney (notarial certificate) of the notary office shall be provided for the agency.

Second, the social security surrender process

1. The surrenders submit relevant surrender information to the labor department of the insured unit;

2. The person in charge of labor and capital of the unit submits the above materials to the social security hall;

3. The person in charge of labor and capital of the unit shall submit the one-time declaration form and receipt of individual payment for individual account of endowment insurance to the social security finance desk in the government affairs open hall, and issue a transfer check.

4. The insured person receives the social security fee (cash) returned from the unit.

What should I do if I don't want to surrender my social security contributions before 15?

1. Continue to pay to15;

2. If you are about to retire, you can pay in one lump sum;

3. Or transfer to the endowment insurance for urban and rural residents and enjoy the relevant pension insurance benefits.

Legal basis:

According to Article 15 of the Social Insurance Law: "Unless otherwise stipulated in this Law or the social insurance company contract, the insurer shall not terminate the insurance sales contract after the insurance service contract is established." If the applicant applies for surrender and pays the insurance premium for more than two years, the cash value of the insurance policy will be refunded. If the insurance premium is not paid in full for two years, the insurance premium will be refunded after deducting the handling fee as agreed in the contract.