New social security payment policy in 2023

With the introduction of the new policy of social security payment, many people's social security payment has been affected to some extent. In view of the new policy of social security payment, we have compiled this article. Let's take a look at this article with me and learn about the new changes in social security payment.

1. What are the provisions of the new social security payment policy?

1, paid annually.

If you reach retirement age, you can only receive social security benefits in a few years (generally three years, local regulations may be different, subject to local policies), and you can pay it back every year, so you can receive social insurance benefits after retirement. However, while paying the annual insurance premium, a certain late fee must be paid.

2. Delayed retirement

Those who reach the legal retirement age in China, but the social insurance payment is less than 15 years, can apply for a five-year delay in retirement, so that they can continue to pay social insurance while working.

3, into the social security of residents.

If there is still a period of time before the social security payment of 15, we can consider changing employee social insurance into resident social insurance to save the annual payment cost, and some places can also pay it in one lump sum.

But on the one hand, it is very troublesome to apply for social security for residents; On the other hand, residents' social security benefits will also be lower than those of employees.

4. Stop paying social security and take out the money.

If the social security has not been paid for 15 years, but you don't want to pay it, you can apply for surrender. So you don't have to continue to pay social insurance premiums, and the money you paid before will be refunded to you. However, one consequence of this practice is that you will not enjoy the benefits of medical insurance and pension after retirement.

Second, social security can be paid for several months.

Under normal circumstances, we can pay social security for 24 months, which means we can pay social security once in two years.

But it should be noted here that this time refers to the time period that we push back two years from the current time, not the cumulative month.

In other words, we can pay back the social security within two years, and then find them for the unpaid expenses.

In addition, it should be noted that if the employer repays us, it is relatively simple to repay this fee within three months, and it can be operated directly. However, if it was three months ago, a series of proof materials are needed. You can also ask the local social security bureau for details.

Third, how to pay social security in one lump sum?

The cancellation of one-time payment requires one-time payment of social security that meets the following conditions:

1 employees of state-owned enterprises and institutions who retired before, 2011;

2. 196 1 to 1982 educated youth who go to the countryside;

3. Retirees who have reached the age of 65 for men and 60 for women have paid social security locally before 20 1 1.

Persons registered in this Municipality who meet the conditions of one-time supplementary insurance shall apply for supplementary insurance to the district or county social insurance agency where the household registration is located.

If the household registration personnel in other cities in this province who have lived in this city for a long time meet the conditions of one-time supplementary insurance, they shall apply to the social insurance agency in the residential area or county for supplementary insurance procedures.

Household registration personnel in this province who have been insured in this city shall apply to the social security agency of the insured place for payment.