How to reimburse college students for urban and rural residents' medical insurance

The process of reimbursement for university students using medical insurance is as follows:

1, bring your medical insurance card and medical insurance medical record to the university medical office, and if you do not have a medical insurance medical record for the first time, go to the medical office to apply for it, and provide a 1-inch photo of yourself and your medical insurance card;

2, those who need to go to a hospital outside of the university must be referred by the attending physician of the university hospital before they can go to the designated designated hospitals for medical treatment. Those who are referred to the hospital without approval will not be reimbursed for any expenses;

3. Documents to be prepared for reimbursement: medical record book, referral record by the attending doctor of the school hospital, medical card, medical record of the referred hospital, cost list, auxiliary examination results, the originals and photocopies of the above, and the original invoice;

4. The college will only reimburse the expenses for general outpatient services in accordance with the provisions of the medical insurance in the college. The college only reimburses the expenses of general outpatient clinics that meet the requirements of the medical insurance in the college.

Student health insurance notes:

1, outpatient, school hospitals, should hold my social security card, the medical costs incurred by the school hospitals in proportion to the direct settlement; need to be hospitalized, should hold my social security card to the city health insurance designated medical institutions hospitalization, medical costs incurred, in addition to the personal burden, the rest of the medical institutions and the health care center directly settled;

2 The hospitalization procedures are carried out according to the hospital regulations with the social security card, prompting the doctors to use the medicines, diagnostic and therapeutic items and medical service facilities within the scope of the basic medical insurance regulations, to keep abreast of the consumption situation during the hospitalization period, and to request for the details of the expenses, signing to take effect, and the medical insurance fund will not pay for the expenses without the signature of the patients or their relatives.

In summary, the college students medical insurance reimbursement scope stipulates that the reimbursement is proportional, and there is also a starting line, the part of the part that exceeds the starting line, and then deduct a variety of out-of-pocket expenses, reimbursement by a certain percentage. There is also a ceiling, and the annual reimbursement will not exceed this ceiling. Nowadays, students are all on the resident cooperative medical care usually reimbursed at about 30%. If you present your card to the hospital and register when you are hospitalized, you will be reimbursed when you are discharged from the hospital, and the reimbursement rate will be higher if you use fewer out-of-pocket medicines.

Legal basis:

Article 25 of the Social Insurance Law of the People's Republic of China

The state establishes and improves the basic medical insurance system for urban residents. Basic medical insurance for urban residents combines individual contributions and government subsidies. The government subsidizes the portion of individual contributions required by people enjoying the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly people over 60 years of age and minors from low-income families.