What social insurance do individuals have to pay?

Social security paid by ordinary individuals includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which are collectively referred to as five insurances and are national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

Old-age insurance, medical insurance and unemployment insurance are all premiums paid by enterprises and individuals, and their respective proportions are stipulated as follows:

Basic old-age insurance: the proportion of enterprise contributions is generally about 20% of the total wages of enterprises, all of which are included in the social pooling fund. The employee's contribution rate is 8% of his salary, all of which are included in his personal account. Basic medical insurance: Employers generally pay about 6% of employees' total wages, and individuals pay about 2% of their own wages. All individual contributions are included in the personal account, about 30% of the employer's contributions are included in the personal account, and the rest are used to establish the overall fund. Unemployment insurance: the employer pays the unemployment insurance premium at 2% of the total wages of the employer, and the employees of the employer pay the unemployment insurance premium at 1% of their own wages.

Industrial injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay fees. The explanation is as follows:

Work-related injury insurance: Work-related injury insurance premiums are paid by enterprises, and the industry differential rates are implemented. The collection standard is the total wages of all employees of the enterprise multiplied by the industry differential rate. At present, the average industrial injury insurance premium rate generally does not exceed 1%. Maternity insurance: The maternity insurance premium paid by the enterprise shall not exceed 1% of the total wages. Social security can be transferred back and continue to pay by itself.