How to pay social security for non-Huizhou household registration

Method one, handled by the employer. In fact, as long as the employer is found, the employer needs to go through relevant procedures and social security procedures for employees within 30 days after joining the company. The monthly employee social security expenses need to be collected and remitted by the employer. In this way, whether it is a local household registration in Huizhou or not, it can be insured as an employee normally, and friends with foreign household registration can only participate in social security as Huizhou employees.

Second, even if they are not registered locally in Huizhou, the social security fees paid by foreigners in Huizhou of 202 1 can be handled through the social security payment company, so that they can join the insurance as employees without worrying about the interruption of social security. Moreover, we can also choose our own payment base and participate in the insurance as the employees of the other party, so it is relatively easy to calculate the monthly social security expenses.

By uploading personal information directly through Zhongheng Enterprise Service APP, and selecting the payment city and payment base, you can determine the monthly social security expenses. 202 1, the social security fee paid by Huizhou outsiders can be directly insured according to the minimum payment base, so the monthly social security fee needs 998.58 yuan, and the agency service fee needs 39.9 yuan. It is more cost-effective to pay through the formal platform, and it can also reduce our economic pressure, but there will be no interruption of social security.

What is social security?

How much do I need to pay for social security?

What is 1 social security?

China has two social security systems, namely:

Employee social security: including employee pension insurance, employee medical insurance, unemployment insurance, maternity insurance and work-related injury insurance, which is aimed at migrant workers, that is, what we usually call five insurances and one gold.

Social Security for Residents: There are only two insurances, namely, old-age insurance for residents and medical insurance for residents. This is for people who have no work unit.

1, employee social security

We workers often mention "five insurances and one gold". And employee social security refers to these five risks, as follows:

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And "one gold" is the housing accumulation fund, which does not belong to social security, but it is also an important welfare, which allows us to apply for preferential mortgage, buy a house, rent a house and so on.

The labor law clearly stipulates that companies must pay social security for employees.

Previously, the provident fund was not compulsory, but in the new regulations on provident fund management in 2020, the provident fund was also listed as the scope of compulsory payment.

So when we go to work in the future, the company should pay social security and provident fund for us at the same time!

2. Social security for residents

Residents' social security is faced with children, the elderly, full-time mothers, freelancers and other people who have no work units. There are only two risks:

Residents' medical insurance: medical expenses can be reimbursed, including urban residents' medical insurance and the new rural cooperative medical system, but many areas have unified the two into "urban and rural residents' medical insurance"; Old-age insurance for residents: After paying at least 15 years, you can receive a monthly pension when you reach the specified age (generally 60 years old).

Compared with employee social security, the welfare of residents' social security will be relatively poor, but it is not biased by the state. Employees' social security is paid every month, and residents' social security is paid once a year, which costs a lot less.

2 how much should I pay for social security?

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Social security payment refers to the act of participating in various social security insurance and paying premiums.

1, social security contribution ratio Social security contribution is divided into two parts: unit contribution part and individual contribution part. The specific social security payment ratio (taking Chengdu as an example) is as follows:

Medical insurance: 2% for individuals and 6.9% for units;

Endowment insurance: individual 8%, unit16%;

Unemployment insurance: 0.4% for individuals and 0.6% for units;

Work-related injury insurance: no individual, unit 0.1%;

Maternity insurance: no individual, the unit bears 0.8%;

Provident fund: 5%- 12% for individuals and 5%- 12% for units.

Work injury and maternity insurance expenses shall be borne by the unit.

2. Social security payment base The social security payment base is calculated based on the local average social wage in the previous year.

The employee payment base is approved according to my average monthly salary in the previous year, and the newly established employees and new employees of the employer are approved according to my starting salary in the current month.

I last year's average monthly salary or starting monthly salary is lower than 60% of the average monthly salary of employees in the city last year, which is approved according to 60% of the average monthly salary of employees in the city last year. More than 300% of the average monthly salary of employees in the city last year, calculated according to 300% of the average monthly salary of employees in the city last year.

For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan.

This article is the first in a series of social security science popularization, and I will tell you other popular science contents next time.

legal ground

Social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Thirteenth employees of state-owned enterprises and institutions to participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government.

When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.