Job Recruitment Website - Social security inquiry - Can individuals pay social security only for medical treatment?

Can individuals pay social security only for medical treatment?

Individuals can only pay social security for medical care.

Individuals can really choose to pay only medical insurance and not other social security. According to the regulations, medical insurance and social security are paid voluntarily. If individuals only want medical insurance, they can choose medical insurance to pay separately. However, if the employer pays social security for employees, it can not only pay medical insurance, but also usually pay in full according to legal social security projects. For individuals, choosing to pay only medical insurance can reduce a certain economic burden and still enjoy the benefits brought by medical insurance.

Components of social security:

1, basic old-age insurance: providing basic living security after retirement;

2. Basic medical insurance: used to subsidize the medical expenses when an individual is sick;

3. Work-related injury insurance: providing medical and economic compensation for employees injured at work;

4. Unemployment insurance: providing individuals with basic living expenses and vocational training during unemployment;

5. Maternity insurance: give certain financial subsidies to female employees who are pregnant and give birth.

To sum up, individuals can choose to pay only medical insurance to reduce their financial burden, and at the same time enjoy the benefits of medical insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.