Can I buy housing provident fund without buying social security?

Legal analysis: yes, you can pay the provident fund without paying social security, and there is no conflict between the two. However, the general provident fund is paid through the unit. If it is a formal job, it is generally necessary to ensure that employees pay social security first, and there is no mandatory requirement for provident fund. In other words, if you pay the provident fund, you will also pay social security, unless the unit does not pay social security or pay through the provident fund. The provident fund can not only be used as a reserve to solve the housing financial difficulties, but also be used to supplement the pension by withdrawing the balance of the provident fund in the personal account once the employees meet the statutory retirement conditions.

Legal basis: Article 13 of the Regulations on the Management of Housing Provident Fund, the housing provident fund management center shall set up a special account for housing provident fund in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.