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How to transfer unemployment insurance?
After the teacher resigns, the five insurances and one gold can be transferred according to the following procedures (industrial injury and maternity insurance belong to the category of "current payment and current enjoyment", and there is no transfer problem) or extracted:
1, pension insurance transfer procedures
The Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Employees in Urban Enterprises stipulates that the old-age insurance adopts a "double transfer" mode (the individual part is fully transferred, and the overall part (that is, the company part) transfers 12% of the payment base, which is equivalent to 60% of the overall part). The transfer procedure is as follows:
(a) carrying the insured's ID card, proof of termination of labor relations, household registration book and other related certification materials, and printing the "Basic Old-age Insurance Payment Certificate" at the local social security agency;
(2) Take these procedures, fill in the transfer application form and apply for transfer to the social security agency at the transfer place. After that, other matters need not be taken care of, and the social security department of the new and old insured places will handle the transfer. As long as it is approved, the insured will receive a notice from the social security department and complete the transfer within 45 working days.
2. The medical insurance account can be transferred with people.
According to the Interim Measures for the Transfer and Continuation of the Relationship of Basic Medical Insurance for Migrant Workers issued by Ministry of Human Resources and Social Security, migrant workers can transfer their medical insurance relationship when they are employed across provinces, and their personal accounts can follow the transfer from July 20 1 year.
According to the provisions of the Interim Measures, workers who leave their jobs in new cities can join the basic medical insurance for local urban workers. The social security agency in the new employment place informs the social security agency in the original employment place to handle the transfer formalities, and the workers no longer enjoy the basic medical insurance benefits in the towns in the original employment place. The original place of employment shall issue an insurance certificate for future reference while suspending the insurance formalities.
At the same time, the balance of personal accounts is transferred through insurance agencies. Provide enough real information when you apply for medical insurance in your new employment place, and don't bother to transfer all medical insurance relationships.
3. Work injury and maternity insurance
These two types of insurance belong to "current payment and current enjoyment", and there is no transfer problem.
4. Unemployment insurance transfer
The Regulations on Unemployment Insurance stipulates that the establishment of urban enterprises and institutions is transferred across the overall planning areas, and if the unemployed move across the overall planning areas, the unemployment insurance relationship will be transferred accordingly.
If it is really necessary to handle it, the on-the-job staff and workers shall go through the formalities for the transfer of unemployment insurance relationship with the agency that accepted the unemployment insurance business in the original unit. The agency shall issue the employee's insurance payment certificate, and the employee shall use this certificate to continue the unemployment insurance relationship with the unemployment insurance agency where he moves in, without transferring funds.
5. Buying a house in a different place can withdraw or transfer the provident fund at one time.
If an individual goes to work in other places and the work unit has established a housing provident fund account for him, all the funds in the housing provident fund account of the original residence can be transferred to the housing provident fund account in different places.
When handling, the employee shall provide the transfer-in unit acceptance certificate, the transfer-in unit establishment housing provident fund certificate, the transfer-in bank account number, the bank name, the copy of employee ID card and other related materials to the original unit of the original residence, and apply to the account management department through the housing provident fund manager of the original unit.
Foreign hukou can apply for one-time withdrawal of housing provident fund at the housing provident fund management center where the original unit is located before the 25th of each month with the certificate of resignation, ID card and withdrawal of bank account.
To sum up, how to deal with five insurances and one gold after the teacher resigns? According to the specific categories of five insurances and one gold, the treatment methods are different. First of all, there is no transfer of industrial and commercial and maternity insurance.
Under normal circumstances, pension insurance and medical insurance can be transferred with the place where workers work. Workers can apply to the social security departments of the two places, and the transfer of unemployment insurance is basically the same. As for the housing provident fund, if the new work unit has a provident fund account, it can be transferred, otherwise it can be withdrawn from the original unit at one time.
Legal basis:
People's Republic of China (PRC) (China) Labor Contract Law
Article 37 A laborer may terminate the labor contract by giving a written notice to the employing unit 30 days in advance. The employee may terminate the labor contract by notifying the employer three days in advance during the probation period.
Article 38 A laborer may terminate the labor contract under any of the following circumstances:
(1) Failing to provide labor protection or working conditions as agreed in the labor contract;
(2) Failing to pay labor remuneration in full and on time;
(3) Failing to pay social insurance premiums for laborers according to law;
(4) The rules and regulations of the employing unit violate the provisions of laws and regulations and damage the rights and interests of workers;
(5) The labor contract is invalid due to the circumstances specified in the first paragraph of Article 26 of this Law;
(6) Other circumstances under which the laborer can terminate the labor contract as stipulated by laws and administrative regulations.
If the employer forces the laborer to work by means of violence, threat or illegal restriction of personal freedom, or if the employer illegally directs or forces the risky operation to endanger the personal safety of the laborer, the laborer may immediately terminate the labor contract without notifying the employer in advance.
Article 39 The employing unit may terminate the labor contract under any of the following circumstances:
(a) during the probation period, it is proved that it does not meet the employment conditions;
(two) a serious violation of the rules and regulations of the employer;
(three) serious dereliction of duty, corruption, causing great damage to the employer;
(4) The laborer establishes labor relations with other employers at the same time, which has a serious impact on the completion of the work tasks of the unit, or the employer refuses to correct it;
(5) The labor contract is invalid due to the circumstances specified in Item 1 of Paragraph 1 of Article 26 of this Law;
(6) Being investigated for criminal responsibility according to law.
Article 40 Under any of the following circumstances, the employer may terminate the labor contract after notifying the employee in writing 30 days in advance or paying the employee an extra month's salary:
(1) The employee is sick or injured non-work-related, and cannot engage in the original job or other jobs arranged by the employer after the prescribed medical treatment period expires;
(two) the laborer is not competent for the job, and he is still not competent for the job after training or adjusting his post;
(3) The objective conditions on which the labor contract was concluded have changed greatly, which makes it impossible to perform the labor contract, and the employer and the employee cannot reach an agreement on changing the contents of the labor contract through consultation.
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