How to make up the pension when you are almost 60 years old?

The specific ways and conditions of paying back the old-age insurance will be different according to the regulations of different regions. Generally speaking, individuals need to apply to the local social security department and pay the fees according to the prescribed procedures and standards. Late fees usually include unpaid basic old-age insurance premiums and late fees.

Details are as follows:

1. During the payment period, the insured person can pay the old-age insurance premium of the previous unpaid year; When the insured reaches the pension age, if the payment is less than 15 years, he can pay the pension insurance premium less than 15 years in one lump sum.

2, the implementation of annual payment, payment standards according to the minimum payment level standard for payment procedures, do not enjoy government subsidies.

3. The insured who pays the old-age insurance premium shall carry relevant materials to the township (street) community affairs acceptance service center where the household registration is located to go through the formalities of paying back.

4, endowment insurance in the household registration, local collection; If the basic old-age insurance relationship is not located in the domicile, but the accumulated payment period in the domicile of the basic old-age insurance relationship exceeds 10 years, the formalities for receiving benefits shall be handled there.

5. If the basic old-age insurance relationship is not located in the domicile, and the accumulated payment period in the domicile of the basic old-age insurance relationship is less than 10 year, and the payment period of the basic old-age insurance relationship is 10 year, the treatment shall be handled.

6. If the basic old-age insurance relationship is not located at the domicile, and the accumulated payment period in each insured place is less than 10 year, the basic old-age insurance relationship and corresponding funds shall be collected at the domicile, and the domicile shall go through the formalities for receiving treatment according to regulations.

The main purpose of paying back old-age insurance is to ensure that individuals can enjoy the benefits of old-age insurance after retirement, including receiving pensions. By paying back the old-age insurance, individuals can make up for the unpaid insurance premiums before and improve the pension level after retirement.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.