Guangzhou's five insurance and one gold a month how much personal deductions

A, Guangzhou five insurance a gold minimum how much

five insurance a gold a month is about 1500 yuan, including personal and unit contributions.

Provident Fund Payment:

Housing Provident Fund Monthly Contribution = Employee's total average monthly salary for the previous year x the contribution ratio, (Note: Individual and unit contribution ratios are multiplied by the total average monthly salary, and the product is added up.)

The monthly contribution to the Housing Provident Fund varies with the gross salary.

The formula for calculating the five insurance and one gold:five insurance and one gold contribution base × five insurance and one gold payment ratio

The social insurance base, referred to as the social security base, refers to the employee's social insurance contribution base in a social security year. It is determined according to the monthly average amount of wages and salaries tax items declared by the employee for personal income tax from January to December of the previous year.

The social insurance contribution base is an important basis for calculating the social insurance premiums to be paid by the employer and its employees and the social insurance benefits of the employees, and there is an upper limit and a lower limit, and the specific amount depends on the actual situation in each region.

The proportion of social security contributions is roughly as follows (in Beijing, for example):

Pension insurance: 21% of the unit's contribution, 8% of the individual's contribution;

Medical insurance: 10% of the unit's contribution, 2% of the individual's contribution;

Unemployment insurance: 2% of the unit's contribution, 1% of the individual's contribution;

Workplace injury insurance: according to the unit is divided into the scope of the industry to determine Its injury rate, between 0.5% and 2%, individuals do not have to pay;

Maternity insurance: unit to pay the proportion of 0.8%, individuals do not have to pay.

According to the provisions of the Housing Provident Fund Management Regulations, the base for provident fund contributions is the employee's own average monthly salary for the previous year, which is used to calculate the current year's contributions. As early as January 2005, the Ministry of Construction, the Ministry of Finance, the People's Bank of China issued the "Housing Provident Fund Management of a number of issues in the guidance," the employee and the unit of the housing provident fund should not be less than 5%, in principle, not more than 12%, the monthly salary base of the housing provident fund should not in principle exceed the average monthly salary of employees in the previous year published by the statistical department of the city of the area where the employee works The monthly salary base for the housing fund should not exceed two or three times the average monthly salary of employees in the previous year published by the statistics department of the city where the employee works.

The Social Insurance Law of the People's Republic of China

Article 2: The State establishes a social insurance system covering basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to receive material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment, or maternity.

Article 3 of the social insurance system adhere to the broad coverage, basic, multi-level, sustainable approach, the level of social insurance should be commensurate with the level of economic and social development.

Article 4 Chinese people*** and the State of the employers and individuals in the territory of the social insurance premiums in accordance with the law, the right to enquire about the record of contributions, individual rights and interests, and to request the social insurance agencies to provide social insurance consulting and other related services. Individuals enjoy social insurance treatment in accordance with the law, and have the right to monitor the unit for their contributions.

Article 5 of the people's governments at or above the county level will be social insurance business into the national economy and social development planning. The state to raise funds for social insurance through multiple channels. The people's governments at or above the county level shall provide the necessary financial support for the cause of social insurance. The state supports social insurance through preferential tax policies.

Article 6 of the state of social insurance fund to implement strict supervision. The state council and the people's governments of provinces, autonomous regions and municipalities directly under the central government to establish and improve the supervision and management system of social insurance fund, to ensure the safe and effective operation of the social insurance fund. The people's governments at or above the county level take measures to encourage and support all aspects of society to participate in the supervision of social insurance funds.

Article 7 of the State Council administrative department of social insurance is responsible for the national social insurance management, the State Council other relevant departments in their respective areas of responsibility for social insurance work. Local people's governments at or above the county level social insurance administrative department is responsible for the administration of social insurance in the administrative region, the local people's governments at or above the county level other relevant departments in their respective areas of responsibility for the work of social insurance.

Second, the maximum amount of money that can be reported on the five insurance

The five insurance contains pension insurance, medical insurance, work injury insurance, maternity insurance, unemployment insurance.

When you work, you can enjoy the medical reimbursement, ordinary small illnesses, individuals basically do not need to spend money, the actual reimbursement of large illnesses about 60%, can not be reimbursed for too many drugs.

In the event of a work-related injury, you will be covered for medical treatment and death.

The woman who gives birth to a child can be reimbursed, usually a few thousand dollars.

Unemployment benefits are available for those who are unemployed, laid off, or whose companies have gone bankrupt.

Currently, after 15 years of retirement, you can receive a monthly pension, after 20 years of retirement, you can always enjoy medical insurance, funeral expenses after a hundred years.

Third, how much money is the most appropriate to pay for five insurance and one gold

Five insurance and one gold a month is about 1500 yuan, including personal and unit payments.

Provident Fund Payment:

Housing Provident Fund Monthly Contribution = Employee's total average monthly salary for the previous year x the contribution ratio, (Note: Individual and unit contribution ratios are multiplied by the total average monthly salary, and the product is summed up.)

The monthly contribution to the Housing Provident Fund varies with the gross salary.

The formula for calculating the five insurance and one gold:five insurance and one gold contribution base × five insurance and one gold payment ratio

The social insurance base, referred to as the social security base, refers to the employee's social insurance contribution base in a social security year. It is determined according to the monthly average amount of wages and salaries tax items declared by the employee for personal income tax from January to December of the previous year.

The social insurance contribution base is an important basis for calculating the social insurance premiums to be paid by the employer and its employees, as well as the social insurance entitlements of the employees, and there are upper and lower limits, with the specific amount depending on the actual situation in each region.

The proportion of social security contributions is roughly as follows (in Beijing, for example):

Pension insurance: 21% of the unit's contribution, 8% of the individual's contribution;

Medical insurance: 10% of the unit's contribution, 2% of the individual's contribution;

Unemployment insurance: 2% of the unit's contribution, 1% of the individual's contribution;

Workplace injury insurance: according to the unit is divided into the scope of the industry to determine Its injury rate, between 0.5% and 2%, individuals do not have to pay;

Maternity insurance: unit to pay the proportion of 0.8%, individuals do not have to pay.

According to the provisions of the Housing Provident Fund Management Regulations, the base for provident fund contributions is the employee's own average monthly salary for the previous year, which is used to calculate the current year's contributions. As early as January 2005, the Ministry of Construction, the Ministry of Finance, the People's Bank of China issued the "Housing Provident Fund Management of a number of issues in the guidance," the employee and the unit of the housing provident fund should not be less than 5%, in principle, not more than 12%, the monthly salary base of the housing provident fund should not in principle exceed the average monthly salary of employees in the previous year published by the statistical department of the city of the area where the employee works The monthly salary base for the housing fund should not exceed two or three times the average monthly salary of employees in the previous year published by the statistics department of the city where the employee works.

The Social Insurance Law of the People's Republic of China

Article 2: The State establishes a social insurance system covering basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to receive material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity.

Article 3 of the social insurance system adhere to the broad coverage, basic, multi-level, sustainable approach, the level of social insurance should be commensurate with the level of economic and social development.

Article 4 Chinese people*** and the State of the employers and individuals in the territory of the social insurance premiums in accordance with the law, the right to enquire about the record of contributions, individual rights and interests, and to request the social insurance agencies to provide social insurance consulting and other related services. Individuals enjoy social insurance treatment in accordance with the law, and have the right to monitor the unit for their contributions.

Article 5 of the people's governments at or above the county level will be social insurance business into the national economy and social development planning. The state to raise funds for social insurance through multiple channels. The people's governments at or above the county level shall give necessary financial support to the social insurance cause. The state supports social insurance through preferential tax policies.

Article 6 of the state of social insurance fund to implement strict supervision. The state council and the people's governments of provinces, autonomous regions and municipalities directly under the central government to establish and improve the supervision and management system of social insurance fund, to ensure the safe and effective operation of the social insurance fund. The people's governments at or above the county level take measures to encourage and support all aspects of society to participate in the supervision of social insurance funds.

Article 7 of the State Council administrative department of social insurance is responsible for the national social insurance management, the State Council other relevant departments in their respective areas of responsibility responsible for social insurance work. The social insurance administrative departments of the local people's governments at or above the county level are responsible for the administration of social insurance in their respective administrative areas, and other relevant departments of the local people's governments at or above the county level are responsible for the relevant social insurance work within their respective areas of responsibility.