Suzhou Park A class and B which is cost-effective

Social insurance is a system whereby the state mandates the establishment of a social insurance fund through legislation to provide necessary material assistance to workers participating in labor relations in the event of incapacity or unemployment. Social insurance is not for profit. The next step is for me to organize what is the difference between the social security contribution ratio of Suzhou Park and the new district, I hope it can help you.

Park social security fund:

1, the park social security is divided into category A and category B, category A itself contains housing personal account, category B housing fund paid separately. Since July 1, 2011, the park's new policy to join the social security after the implementation of all are B category.

2, payment base:

(Category A) lower limit of 2697 yuan / month (Category B) lower limit of 2697 yuan / month

3, the proportion of contributions:

(1) Category A of the contribution rate of 46.5% (including 16% of the housing fund). Among them, the individual contribution ratio is 18.5% (including 8% housing provident fund) and the unit contribution ratio is 28% (including 8% housing provident fund).

(2) The contribution ratio of Category B is 30.5%. The individual contribution rate is 10.5% and the unit contribution rate is 20%. Category B is not mandatory to levy housing fund, you can choose to pay or not to pay, you can also choose the percentage of contribution. Payment is divided into five grades of 16%-24%, and generally the unit is to pay the first grade (the unit pays 8%, and the individual pays 8%).

4, medical reimbursement ratio:

(1) outpatient: after the balance of the health insurance account is exhausted, individuals can be reimbursed 60% of the cash payment within the limit of 600-3500 yuan.

(2) Inpatient: the starting line (300 yuan for primary hospitals, 500 yuan for second-class hospitals, and 600 yuan for third-class hospitals) is more than 40,000 yuan, and 90% of the amount is settled below 40,000 yuan, and 95% of the amount is settled above 40,000 yuan.

(3) The starting payment standard for the second hospitalization in the same year is `50% of the first starting payment standard; the starting payment standard for the third and more hospitalizations is unified at 100 yuan.

New District Social Security Provident Fund;

1. You can buy a house in the big city of Suzhou and enjoy the interest rate of the provident fund loan, which is significantly more favorable compared with the interest rate of the commercial loan.

2, urban (as well as Wuzhong, Xiangcheng, Wujiang) to participate in the health insurance personal account funds can be transferred once a year sunshine fitness card, you can spend in all designated fitness venues.

3, medical reimbursement ratio:

(1) outpatient: after the balance of the health insurance account is used up, the individual can be reimbursed 60% of the cash payment within the limit of 600~3500 yuan.

(2) Inpatient: 90% of the starting line (300 yuan for townships, 600 yuan for districts, and 800 yuan for municipalities) up to 40,000 yuan, and 95% over 40,000 yuan.

(3) The starting payment standard for the second hospitalization in the same year is 50% of the first starting payment standard; the starting payment standard for the third or more hospitalizations is unified at RMB 100. If a hospitalization exceeds 180 consecutive days, the hospitalization will be billed as one hospitalization for every 180 days, and the portion of the hospitalization that exceeds 180 days will be treated as a re-hospitalization. You can only enjoy the pension for life when you retire.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 2 of the State establishes a social insurance system of basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance systems to safeguard the right of citizens to obtain material assistance from the State and society in old age, sickness, industrial injury, unemployment and maternity in accordance with the law. and society in cases of old age, sickness, industrial injury, unemployment and maternity, in accordance with the law.

Article 3 The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance should be commensurate with the level of economic and social development.

Article 4 Employers and individuals within the territory of the People's Republic of China*** and the State shall pay social insurance premiums in accordance with the law, and shall have the right to inquire about the records of contributions and individual rights and interests, and to request social insurance agencies to provide social insurance counseling and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the unit for their contributions.