Can you use your husband's health insurance after you get married

You can't use your husband's health insurance after you get married.

According to state regulations, a wife can't use her husband's health insurance card to reimburse maternity expenses. However, if the husband has paid maternity insurance, the wife can enjoy maternity insurance benefits. Specifically, a wife who is not employed can apply through her husband's employer to enjoy maternity medical expenses, which will be paid by the maternity insurance fund, according to state regulations.

Eligibility for health insurance:

1. Basic conditions for participants: they must be employed, retired or eligible urban and rural residents;

2. Registration requirements for participants: they need to be registered with the social security organization in the place where they are domiciled or where they actually reside;

3. Contributions by participants: they have to pay the corresponding health insurance fees in accordance with the national and local policies and regulations. The qualification examination of the insured: the social security organization will examine the qualification of the applicants;

5. Procedures for the change of the insured: if there is any change, you need to declare the change of information to the social security organization in a timely manner.

In summary, after marriage, a wife cannot use her husband's health insurance, but if her husband pays maternity insurance, she can enjoy maternity insurance benefits. A wife who is not employed can apply for maternity medical expense benefits through her husband's employer, but she will not receive a maternity allowance. In addition, the special card for the health insurance personal account can only be used by the person himself; others can only use it to buy medicines and not to reimburse medical expenses.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 54

If an employer has paid maternity insurance premiums, its employees shall enjoy maternity insurance treatment; the employee's unemployed spouse shall enjoy maternity medical expense treatment in accordance with state regulations. The necessary funds are paid from the Maternity Insurance Fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.