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The main contents of social security
Social security refers to a series of systems and services provided by the state or society to protect people's basic living needs, medical care needs, maternity and old-age care under certain circumstances. Social security in China mainly includes basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, the basic old-age insurance is a system to guarantee the basic needs of retirees; Basic medical insurance is a system to protect people's basic medical needs. Unemployment insurance is to provide unemployed people with job-seeking training and economic subsidies and other security services; Work-related injury insurance is to provide workers with disability allowance, medical expenses and other security services. On the other hand, maternity insurance provides maternity allowance, prenatal, postpartum and infant health care services for female employees. Different social security coverage and treatment standards are different, which need to be specified according to different regions, enterprises and individuals. At the same time, in order to ensure the sustainable development of social security, China has also implemented a system combining social pooling with individual accounts to encourage residents and enterprises to pay social security fees and improve the rate of return of social security funds.
How is social security financed? A: There are two main sources of funds for social security in China. On the one hand, it is the social security fund, on the other hand, it is the social insurance premium paid by individuals and enterprises. Part of the social security fund comes from finance, including central and local financial allocations and pension adjustment funds. Social insurance premiums paid by individuals and enterprises refer to one of the ways paid by employees, freelancers and individual industrial and commercial households through social security, and are usually charged according to a certain proportion. These funds will be used for various social security welfare undertakings, such as pension, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Social security is a series of systems and services provided by the state to protect people's basic living needs, aiming at protecting people's basic rights and interests. At present, the main social security systems in China include basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. These coverage and treatment standards are different and need to be specified according to different regions, enterprises and individuals. At the same time, the sources of social security funds mainly include social security funds and social security fees paid by individuals and enterprises to ensure the sustainable development of social security.
Legal basis:
People's Republic of China (PRC) Social Security Law Article 4 The state implements social security systems such as basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance to protect people's basic rights and interests. Governments at all levels are responsible for social security, strengthen the construction of basic social security work, and ensure the safe, stable and sustainable development of various social security systems.
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