What's the use of medical insurance?

The medical insurance card is used to see a doctor, buy medicine and reimburse medical expenses to pay for medical examination. The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be settled directly by the social insurance agency with the medical institutions and pharmaceutical business units. After paying medical insurance, you can enjoy medical insurance according to law. Social security is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons. Medical insurance belongs to social security.

Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. Medical insurance is a kind of social insurance, in addition, it also includes pension insurance, unemployment insurance, work injury insurance and maternity insurance. Together, they are the function of social security. The purpose of medical insurance card is:

1, use old-age insurance, receive pension after retirement, and enjoy funeral expenses and pensions;

2, the use of unemployment insurance, unemployment insurance can be received after unemployment, medical expenses can enjoy subsidies;

3, the use of work-related injury insurance, payment of treatment fees, living care fees, disability benefits and disability allowances;

4. The purpose of maternity insurance is to enjoy maternity leave (about 90 days), maternity allowance and maternity grants.

legal ground

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.