Job Recruitment Website - Social security inquiry - Isn't flexible employment enough to retire to pay wages?

Isn't flexible employment enough to retire to pay wages?

Flexible employment to retirement age can be compensated if the salary is not enough.

1. Flexible employees who resign before reaching retirement age can continue to pay old-age insurance premiums as flexible employees;

2. Those who have reached the statutory retirement age and accumulated contributions of 15 years can receive the basic pension on a monthly basis;

3. If the accumulated payment is less than 15 years, you can choose to transfer to the new rural social endowment insurance or urban residents' social endowment insurance and enjoy the corresponding pension insurance benefits;

4. If the endowment insurance for flexible employees is overdue, it can be paid back, and the payment period of endowment insurance premium is calculated cumulatively.

Provisions on social security payment for flexible employees:

1. payment conditions: the conditions stipulated in the local social security payment policy must be met, such as the payment period limit and payment base;

2. Payment procedures: an application for payment shall be submitted to the social security agency and relevant certification materials shall be provided;

3. Payment method: one-time payment or installment payment can be selected, and the specific method needs to be consulted with the local social security agency;

4. Impact of payment: Payment of social security may affect the calculation method and treatment level of personal pension;

5. Repayment period: generally, there is a repayment period, and repayment may not be possible after the prescribed period;

6. Pay back the fees: You need to pay the corresponding fees according to the social security payment base and rate of the year when you pay back the fees.

To sum up, flexible employees who resign before reaching retirement age can continue to pay endowment insurance premiums as flexible employees. Those who have reached the statutory retirement age and paid more than 15 can get the basic pension, and those who pay less than 15 can choose to transfer to other old-age insurance and enjoy corresponding treatment. In addition, if the old-age insurance premium for flexible employees is overdue, it can also be paid back, and the payment period of old-age insurance premium is calculated cumulatively.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.