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Shenzhen social security card includes medical insurance
What is the scope of use of the social security card in Shenzhen?
Shenzhen social security card includes medical insurance, of course, provided that the unit to you to participate in the medical insurance, medical insurance card is what we usually say social security card. As we participate in different forms of health insurance, the use of social security to see the doctor is not the same. Most of the non-deep households participate in migrant workers' medical insurance or hospitalization insurance, deep households are required to participate in comprehensive medical insurance, there are some non-deep households to participate in comprehensive medical insurance.
Migrant workers' health insurance (also called: cooperative medical care, laborers' medical care), in the bound social health center to see the outpatient general illness can be swiped, some of the costs are not within the scope of social security can not be swiped, to their own cash.
123 hospitalization, see the outpatient clinic in the bound social welfare center can also swipe the card, the use of the same method as described above. Migrant workers health insurance or hospitalization, outpatient card, not deduct the money in the social security card (no personal account), but the use of the outpatient integrated fund.
Comprehensive medical insurance to see outpatient general illness, is to swipe the card, with the money on their own account (comprehensive health insurance is a personal account), if the money in the health insurance personal account is exhausted, you can only own cash. Except for outpatient major illnesses, you can only use social security to keep track of your account and pay little or no money out of your own pocket. These major illnesses are regulated, now Shenzhen regulations 17 kinds of major outpatient diseases can use social security to see, and to see in the social security designated hospitals to see. So it's better to get sick less often, good health is the greatest wealth.
Then again, hospitalization, hospitalization can use social security, the reimbursement rate of several kinds of health insurance is somewhat different, but the difference is not very big. Hospitalization, some of the money is not spent on their own personal accounts, as long as in the hospitalization of the starting line above the maximum payment limit of the integrated fund below the part of the basic medical insurance major illnesses by the integrated fund to pay the full amount. The hospitals keep the accounts first, and then the hospitals settle with the social security bureau.
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