How to calculate social security for one year?

How to calculate social security for one year?

Social security generally refers to social insurance. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The following is how to calculate one-year social security for everyone, for reference only, I hope it will help you!

How to calculate social security for one year?

Calculation method of social security for one year: from the month when the social security premium is paid, if the payment is over 12 months, the social security is over one year.

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Beijing payment base

1, based on the average monthly salary of employees in this city in the previous year, the base of payment salary is 8467 yuan.

2. If the average monthly salary of employees in the previous year exceeded 300% of the average monthly salary of employees in this city in the previous year, the base of payment salary is 2540 1 yuan.

3. If 70% of the average monthly salary of employees in this city in the previous year is used as the payment base, the payment wage base is 5927 yuan.

4. If 60% of the average monthly salary of employees in this city in the previous year is used as the payment base, the payment wage base is 5080 yuan.

5. If 40% of the average monthly salary of employees in this city in the previous year is used as the payment base, the payment wage base is 3387 yuan.

6. Monthly contributions of employees' basic old-age insurance, unemployment insurance and basic medical insurance paid by flexible employees entrusted by individuals on file:

(A) the basic old-age insurance and unemployment insurance for employees

(1) Based on the average monthly salary of employees in this city in the previous year, the basic old-age insurance premium for employees is 1693.4 yuan, and the unemployment insurance premium is10/.6 yuan.

② Taking 60% of the average monthly salary of employees in this city last year as the payment base, the basic old-age insurance premium for employees is paid monthly 10 16 yuan, and the unemployment insurance premium is 60.96 yuan.

(3) In the previous year, 40% of the average monthly salary of employees in this city was the payment base, and the basic old-age insurance premium was 677.4 yuan, and the unemployment insurance premium was 40.64 yuan.

④ Those who enjoy social insurance subsidies pay 203.22 yuan for basic old-age insurance and 6.77 yuan for unemployment insurance.

(2) Basic medical insurance

Do not enjoy medical insurance subsidies, individual monthly payment of 4 14.9 yuan; Individuals who enjoy medical insurance subsidies pay 59.28 yuan per month.

(3) Pension payment base for urban and rural residents.

The minimum payment standard of basic old-age insurance for urban and rural residents is 1000 yuan per year, and the maximum payment standard is 9000 yuan per year.

The difference between employee social security and resident social security

First, the applicable population is different.

According to reports, the applicable population of medical insurance for urban employees is employees of all employers in cities and towns, including employees of enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, enterprises invested by Hong Kong, Macao and Taiwan, private enterprises, etc.). ), institutions, social organizations, private non-enterprises and other units.

The applicable population of medical insurance for urban residents is urban residents outside the coverage of basic medical insurance for urban workers and new rural cooperative medical care, mainly including minor residents, and refers to students in primary and secondary schools (including vocational high schools, technical secondary schools and technical schools), preschool children and other minor residents under the age of 18; Elderly residents refer to urban residents who have reached the age of 60 for men and 55 for women; And other non-employed urban adult residents. College students will also be included in medical insurance coverage and become urban residents.

Second, the payment methods are different.

Medical insurance for urban workers shall be paid by the unit according to a certain proportion of the total wages of the employees of the unit; Among them, the unit bears 7% of the total wages of employees, and the individual bears 2% of the salary base of his own contribution. This year, due to the impact of the economic crisis on the operation of enterprises, from April this year to 65438+February, the contribution of enterprises was reduced from 7% to 6%, reducing the burden on enterprises.

Medical insurance for urban residents is paid by individuals through their neighborhood committees or schools (kindergartens), and the government gives subsidies on the basis of individual and family contributions. The funding standards for minor residents, adult residents and elderly residents are 100 yuan per person per year, 360 yuan and 360 yuan respectively, among which individual contributions are 150 yuan, 40 yuan and 280 yuan respectively; Government subsidies are 60 yuan, 60 yuan and 2 10 yuan. It can be seen that the raising standard of urban residents' medical insurance is far lower than that of urban workers' medical insurance, which is about 1/5 of the per capita raising amount of urban workers' medical insurance fund.

Third, enjoy different treatment.

Employees who participate in medical insurance for urban workers can enjoy reimbursement of hospitalization expenses, reimbursement of outpatient expenses for overall diseases and personal account treatment for paying outpatient medical expenses, and the reimbursement ratio is higher than that of medical insurance for urban residents. After deducting out-of-range expenses, 75% will be reimbursed for the part above the minimum deductible to 5,000 yuan; 5000 yuan to 10000 yuan is partially reimbursed 80%; 10000 yuan or more will be reimbursed by 85%, and retirees will be increased accordingly10%; Co-ordinate the reimbursement of outpatient expenses for diseases, with 80% of on-the-job employees and 85% of retired employees. Residents who participate in medical insurance for urban residents can enjoy reimbursement of hospitalization expenses and reimbursement of outpatient expenses for diseases as a whole. Due to the low payment rate, the treatment is relatively low. After deducting the out-of-range expenses, the hospitalization expenses of insured residents will be reimbursed by 55%, and the part above the minimum deductible line (the same as the medical insurance for urban workers) will be reimbursed, and the cumulative maximum reimbursement for each medical year will be 30,000 yuan. Overall disease outpatient expenses, deductible (300 yuan) above, 50% reimbursement.

Fourth, medical management requirements are different.

Workers who participate in the medical insurance for urban workers directly under the municipal government need to seek medical treatment in the designated hospitals of the municipal medical insurance before they can enjoy the reimbursement treatment.

Residents who participate in medical insurance for urban residents, and minor residents under the age of 12 who are hospitalized due to illness (including 12) can go directly to designated hospitals with pediatric wards within the municipal area for medical treatment, regardless of hospital level; /kloc-For the first time, residents over 0/2 years old need to seek medical treatment in designated hospitals below Grade II (including Grade II) within the scope of the five districts. If it is really difficult to make a diagnosis and treatment due to the limitation of technical level, you can go through the referral procedures in the city and then transfer to a higher hospital for diagnosis and treatment.

5. Different retirement ages

The employee pension insurance is that men retire at 60 and women retire at 50 or 55; Residents' old-age insurance, regardless of gender, retires at the age of 60.

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