How do the insured pay social insurance premiums?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

After the unit uses the co-insured, the unit and individual can exempt or pay the difference of social insurance premium according to the provisions of document No.32 of Shanghai Government Office (2000). The base for paying social insurance premiums is determined according to my actual wage income, and the payment ratio is determined according to the sum of the payment ratios of units and individuals specified in this Municipality.

1. If the insured person requests to pay the difference of social insurance premiums, he may apply to the social insurance agency where the "Xiebao Special Account" is located. The social insurance agency shall open a "social insurance payment account" in the designated bank for the insured differential payer, and make the corresponding "individual payment card". Units and insured persons will inject social insurance premiums into their payment accounts on a monthly basis.

2 social insurance premiums paid by units and insured persons shall be credited to individual accounts in accordance with the unified provisions of this Municipality. When the personal account storage amount (including the original account storage amount of the insured) exceeds the maximum account storage amount stipulated by this Municipality, the excess part shall be transferred to the individual supplementary social insurance account according to the regulations.

3. After the unit and the cooperative insured pay the social insurance premium of the current year, the individual payment period will not be counted again.

You can consult lawyer Hu Yanlai if you have any questions.