Can I use my husband's medical insurance card for hospital examination?

You can't use your husband's medical insurance card to go to the hospital for examination.

The medical insurance card is one of the certificates that the insured should enjoy medical security, and it is only used by the insured himself. If there is a balance on the card, you can see a doctor at the designated medical insurance hospital in the insured area and pay the out-of-pocket part. Using a non-personal medical insurance card for medical treatment is an act of defrauding social insurance, and the social security department can impose a fine on the borrower and a penalty on the lender for stopping reimbursement of the medical insurance card.

The purpose of medical insurance card:

1. Reimbursement of medical expenses for drug purchase, outpatient treatment and emergency treatment at designated pharmacies;

2. I can use it to buy commercial insurance and accident insurance;

3, the basic medical insurance fund can be reimbursed for medical expenses below Qifubiaozhun;

4. Hospitalization expenses can be reimbursed;

5, reimbursement of malignant tumor radiotherapy, renal dialysis and other anti-rejection drugs outpatient medical expenses;

6, reimbursement of emergency rescue income hospitalized patients, medical expenses within seven days.

To sum up, social medical insurance card is a special card for personal account of medical insurance, which uses personal ID card as identification code to store and record detailed information such as personal ID card number, name, gender, payment, account fund consumption and so on. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.