Proportion of five insurances and one gold in Hangzhou

The proportion of five insurances and one gold paid by Hangzhou Company is the pension: the unit bears 19% and the individual bears 8%. Unemployment: 0.5% for units and 0.5% for individuals. Medical maternity: 9.5% for the unit and 2% for the individual+large amount of medical treatment in 5 yuan. Work-related injury: the enterprise bears 0.9% alone. Provident fund: 10%- 12%.

I. Payment proportion and payment base

To understand the "minimum standard of five insurances and one gold in Hangzhou", we must first understand the knowledge related to the payment ratio and payment base of five insurances and one gold in Hangzhou.

It is understood that the ratio of five insurances and one gold in Hangzhou is as follows:

Endowment insurance: 0/4% for enterprises and 8% for individuals;

Medical insurance: enterprise 1 1.5%, individual 2%;

Unemployment insurance: enterprise 2%, individual 1% (farmers do not pay);

Maternity insurance: 65438+ 0.2% for enterprises, and individuals do not bear any expenses;

Industrial injury insurance: 0.8% for enterprises, and individuals do not bear any expenses.

Housing accumulation fund: enterprise 12%, individual 12%.

(Remarks: If the deposit ratio of housing provident fund is lower than 12% due to serious losses and other reasons, it shall be discussed and approved by the staff and workers' congress of the unit, and an application shall be made to the provident fund center to reduce the deposit ratio based on the financial report of the previous year audited by the accounting firm, the resolutions of the staff and workers' congress or all the staff and workers' congresses, application forms and other materials. )

Two, Hangzhou five insurance and one gold base

Social security base: the minimum payment base for employees' basic old-age insurance and industrial injury insurance is 80% of the average monthly salary of employees in the province (2967.54 yuan), and the minimum payment base for other social security insurance is 60%(2225.65 yuan); If it is higher than 300% (11128.26 yuan), it is determined to be 300%.

As can be seen from the above, the minimum social security payment base in Hangzhou is 2225.65 yuan, and the maximum is1128.26 yuan. Deposit base of provident fund: according to the relevant policies and regulations of "controlling high and ensuring low", if the average monthly salary of employees in the previous year was lower than 1.470 yuan (minimum wage standard), the deposit base was determined as 1.470 yuan; The maximum deposit base shall not exceed 3 times the average monthly salary of employees in the city in the previous year. If the deposit base is adjusted and raised this year, the adjusted deposit base shall not exceed 159 16 yuan.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

Article 59 People's governments at or above the county level shall strengthen the collection of social insurance premiums.

Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.