What are three insurances and one gold?

The three insurances are endowment insurance, unemployment insurance and medical insurance. One gold is the housing accumulation fund. According to "Social Insurance Law" and "Regulations on Housing Provident Fund Management", "three insurances and one fund" has become a thing of the past. According to laws and regulations, enterprises must participate in "five insurances and one fund" for employees, that is, work injury insurance and maternity insurance are also mandatory! Workers in various regions may report to the local labor security supervision department at or above the county level when they find illegal acts of enterprises.

Extended data:

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also means an obligation.

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance.

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