Xi There are several payment methods for medical insurance for flexible employees.

Xi The payment methods of medical insurance for flexible employees are as follows:

1, to participate in flexible employment social security. Social security in China can be divided into two categories: employee social security; Social security for residents. As a flexible employee, you can enjoy the same treatment and benefits as on-the-job employees by participating in insurance and employee social security. However, when applying for insurance, you can only pay endowment insurance and medical insurance, unlike employees who can enjoy complete five-insurance treatment. Moreover, the insurance costs are paid by themselves, unlike the on-the-job employees who can bear it with the company, and the economic burden is relatively heavy. However, those who participate in flexible employment social security and meet the prescribed conditions can enjoy the national social security subsidy policy to minimize their payment pressure;

2. Call the third party to pay social security. Linked to third-party institutions to pay for insurance, flexible employees can enjoy complete five-insurance treatment, and even pay housing provident fund, but all expenses must be borne by themselves, and additional handling fees must be paid. Compared with flexible employment, the pressure of this payment method will be greater;

3. Participate in residents' social security. The income of flexible employees is actually unstable, and the overall cost of employee social security for one year is much higher than that of residents' social security. Therefore, participating in residents' social security can greatly reduce their payment pressure. The social security of residents only includes endowment insurance and medical insurance, among which medical insurance is not lifelong, and you need to pay an annual fee to enjoy medical reimbursement, so the treatment of social security of residents is a little worse.

legal ground

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council. Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.