How old do you start to pay the agricultural insurance

Rural residents who are at least 16 years old (excluding school students) and have not participated in the basic pension insurance for urban workers can voluntarily participate in the New Farmers' Insurance in their place of domicile. You can also choose when to pay according to your own financial conditions, because the retirement age for men in China is 60 years old, and the retirement age for women is 50 years old, so if you want to enjoy the pension treatment after reaching the retirement age, then, at the latest, men have to be 45 years old, and women have to be 35 years old to start paying the pension.

A new rural pension insurance policy

Participants: 16 years of age (excluding school students), did not participate in the basic pension insurance for urban workers in rural areas, you can voluntarily participate in the new rural insurance in the place of domicile.

Participation procedures and processes:

1, the insurance for the village (community, neighborhood committees) as a unit, the insurance unit for registration procedures, the first time to participate in the insurance should fill out the "participation in the old-age security (insurance) unit registration form.

2, meet the conditions for participation in the personnel with the household register, ID card original and photocopies, an inch bareheaded photo, to the village (including neighborhood, community, the same below) labor security management service station to apply for participation in the village is responsible for the first review of the qualifications and fill out the "farmers basic pension insurance participants public notice sheet" public notice for one week, no objections to fill out the "basic pension insurance for farmers participants in basic registration form" (the same below). Situation Registration Form" (hereinafter referred to as "Registration Form"); if the insured person is now a soldier or veteran, provide proof of military service issued by the Ministry of People's Armed Forces, fill out the "farmers' basic old-age insurance government subsidies for serving soldiers application form", reported to the town (street) labor security management services.

Second, the rural pension insurance system

Olderly people with household registration in rural areas who have reached the age of 60 and are not entitled to basic pension insurance for urban workers can receive a monthly pension.

When the new rural insurance system was implemented, those who had reached the age of 60 and were not entitled to basic pension insurance for urban workers did not have to make contributions and could receive a monthly basic pension, but their children who were eligible to participate in the insurance should participate in the insurance and make contributions; those who were less than 15 years from the age of receiving the insurance should make contributions on an annual basis, or were allowed to make retroactive contributions, with a cumulative total of no more than 15 years of contributions; those who were more than 15 years from the age of receiving the insurance should make contributions on an annual basis, with a cumulative total of no less than 15 years of contributions. The cumulative contributions shall not be less than 15 years.

New rural insurance pilot areas, all have participated in the old rural insurance, aged 60 years old and has received the old rural insurance pension participants, you can directly enjoy the new rural insurance basic pension; has participated in the old rural insurance, less than 60 years of age and did not receive a pension participants, should be the old rural insurance personal account funds into the new rural insurance personal account, according to the new rural insurance contribution standards continue to pay, to meet the prescribed conditions when enjoy the corresponding treatment.

Three, the new rural insurance contribution standards

The rural residents to participate in the new rural insurance should pay the required pension insurance premiums. Contribution standards are currently set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan per year, and localities can set up additional contribution levels according to the actual situation. Participants independently choose the level of contribution, and the more they pay, the more they get. The state adjusts the contribution scale in due course according to the growth of the per capita net income of rural residents.

Legal basis:

"Ministry of Human Resources and Social Security, Ministry of Finance, Ministry of Civil Affairs on the new rural and urban residents of the social pension insurance system and urban and rural residents of the minimum subsistence guarantee rural five guarantees of subsistence support and preferential system of opinions"

Three, the system of articulation of the provisions of the system

(a) the new rural and urban residents of the social insurance system and the low income, five guarantees of system

When the New Rural Insurance and Urban Home Insurance systems are implemented, low-income and five-guarantee recipients aged 16-59 who are eligible to enroll in the New Rural Insurance and Urban Home Insurance systems shall enroll in and pay for the insurance premiums in accordance with the regulations, and shall enjoy government subsidies and collective grants; village collectives, other economic organizations, social organizations, and individuals with the necessary conditions are encouraged to provide financial assistance to the low-income and five-guarantee recipients for the payment of their premiums.

Low-income and five-guarantee recipients who have voluntarily enrolled in the insurance program and who have reached the age of 60 and meet the conditions for receiving the benefits are entitled to receive monthly pensions under the New Rural Insurance Program or the Urban Residence Insurance Program. In approving or reviewing the qualifications for the low income guarantee and the five guarantees, the basic pension determined by the central government will not be counted as part of the family's income during the "Twelfth Five-Year Plan" period, and the specific methods will be determined by the local people's governments.

(2) New rural insurance, urban insurance system and the convergence of the system of preferential treatment

New rural insurance, urban insurance system, when the implementation of the new rural insurance, urban insurance system, 16-59 years of age in line with the conditions of participation in the new rural insurance and urban insurance, preferential treatment of persons with the ability to pay, should be required to participate in the insurance premiums, enjoying the government subsidies and collective subsidies.

For those who have difficulty in making contributions, they shall be entitled to government subsidies and collective grants in accordance with the regulations.

Have voluntarily enrolled in the insurance and reached the age of 60 and meet the prescribed conditions of the honorary object, receive a monthly basic pension, the standard of their honorary treatment remains unchanged.