The difference between public medical care and social security medical care

Legal analysis: 1, with different concepts. Medical insurance means that employees or residents can get affordable and appropriate medical technology that can be provided to them at present when they are sick. However, free medical care refers to a social security system implemented by the state to protect national staff and provide free medical care and preventive services to those who enjoy it through medical and health departments according to regulations.

2. The people covered are different.

The population covered by medical insurance includes employees and residents, but public medical care is limited to civil servants.

3. Scope of protection.

Compared with the coverage of medical insurance, public medical insurance is larger and the reimbursement ratio is higher.

4. The burden subjects are different.

Public medical care shall be borne by the unit and included in the departmental budget; Medical insurance is paid by the social security fund, and those who enjoy medical insurance are the employees of the stripped enterprises and the employees of the original institutions.

5. The reimbursement rate is different.

Free medical care is paid by the unit and fully reimbursed. Medical insurance shall be implemented in accordance with the reimbursement ratio stipulated by the state, provinces and cities.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.