Long-term interruption of social security will not affect pensions.

Long-term interruption of social security will not affect pensions. Details are as follows:

1, social security payment will not affect the pension, but it will affect everyone's pension to some extent according to the length of payment. China needs to meet two conditions for retirement. The first is to reach the statutory retirement age. According to the current regulations, male employees are 60 years old, female employees are 50 years old and female cadres are 55 years old.

2. Second, the cumulative payment period should reach 180 months, that is, 15 years. That is to say, if everyone only stops paying social security for a few months and then continues to pay social security, the minimum payment period 15 years can be reached before retirement age, which will not have much impact on pensions;

3 medical insurance suspended for more than three months, no longer enjoy medical insurance reimbursement. Work-related injury insurance, maternity insurance and unemployment insurance: these three kinds of suspension are invalid and do not enjoy treatment after suspension. Some areas have requirements for buying a house and need to pay social security for a certain period of time. If it is stopped, it does not meet the basic conditions for buying a house.

Social security is a grade for several years. Details are as follows:

1, the most common thing is to pay a grade every 15, that is to say, you need to pay social security fees every 15; You can also choose a grade every 10 year, when the cash payment will be slightly higher; In addition, you can choose a grade every five years, and the payment amount will be higher;

2. The social security grade is divided into four grades: 60%, 80% and 100%, with reference to the payment base of the average salary of social workers in the previous year. For enterprise employees whose wages are not lower than the lower limit of payment or higher than the upper limit of payment, social security is paid according to the actual wage level, and individuals cannot choose;

3, 15 grade, according to the public information of social security payment, it can be known that individuals who participate in basic old-age insurance will receive basic pension on a monthly basis if they have paid for fifteen years at the statutory retirement age. In addition, other things being equal, if you pay one more year according to the insured amount, the pension will not be much more, at most dozens;

4. The general pension is divided into six grades according to the length of service, which is the process of 15-35 years. In fact, there is no actual policy to divide it into specific grades, but this division is based on the number of years of social security payment, because the parties must pay enough social security for 15 years during their employment to have a basic pension.

To sum up, since the personal part of the old-age insurance is accumulated, it needs to be accumulated for 15 years, and you can receive the insurance money on a monthly basis when you reach the retirement age, so stopping payment will not affect the old-age insurance, and you can supplement or renew it later, so stopping payment will not be invalid.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 49

Unemployed people who die during the period of receiving unemployment insurance benefits shall be given a one-time funeral subsidy and pension for their survivors with reference to local regulations on the death of on-the-job employees. The required funds are paid from the unemployment insurance fund.

If an individual dies and meets the conditions for receiving basic old-age insurance, industrial injury insurance and unemployment insurance funeral subsidies, his survivors can only choose to receive one of them.

Article 50

The employing unit shall issue a certificate of termination or dissolution of labor relations for the unemployed in time, and inform the social insurance agency of the list of unemployed persons within fifteen days from the date of termination or dissolution of labor relations.

Unemployed persons shall, with the certificate of termination or rescission of labor relations issued by their own units, go to the designated public employment service institutions for unemployment registration in time.

Unemployed people with unemployment registration certificate and personal identity documents, to the social insurance agencies to receive unemployment insurance procedures. The time limit for receiving unemployment insurance benefits shall be calculated from the date of unemployment registration.