Congratulations! Under the new social security regulations, "people who have not paid social security 15 years" will be treated as such.

Congratulations! Under the new social security regulations, "people who have not paid social security 15 years" will be treated as such.

The old-fashioned idea of raising children to prevent old age has become a thing of the past. Nowadays, parents are very open-minded and have been preparing for providing for the aged since childhood, so as not to bring inconvenience to their children in the future.

"Five insurances and one gold" has now attracted a special collection in the job market.

If you want to receive a regular pension after retirement, you must pay at least 15 years of social insurance premium.

What should I do if I stop working for a while and my social insurance premium is cut?

Under normal circumstances, social insurance that is interrupted for personal reasons cannot be compensated, but it can be compensated if it is due to business interruption.

In short, individuals can't pay back, and enterprises can.

Many people pay social insurance premiums through employers during their employment, but if the company goes bankrupt or is fired, and a replacement cannot be found in time, there will be unemployment for a period of time during this period.

Can make up for the situation.

According to the relevant provisions of the labor law, the company has the responsibility and obligation to help employees pay social insurance on time after signing a legal labor contract with them.

However, if enterprises encounter financial difficulties, as many small and medium-sized enterprises did during the epidemic, the state can implement the policy of postponing, suspending or exempting social insurance payment to reduce the burden and compensate for the social insurance payment interrupted during this period.

Generally speaking, however, the company is responsible for any delayed payment to compensate the social insurance premium, which may be added to the employment cost.

Therefore, it is very uneconomical for enterprises to pay social security. It is best to pay social security to employees on time until they are forced to pay.

In order to avoid stopping paying social insurance

1. If you have found a good home before leaving the company, you can directly confirm when to pay social security to the person in charge of the new company, and generally pay social security to the new company in the month after completing the resignation procedure to avoid social security interruption.

2. When retiring, one is to pay social security through a third-party social security agency or rely on the company to pay social security, and the other is to pay social security as a flexible employee. Generally, only employee pension insurance and medical insurance need to be paid. If you don't want to get re-employed and have limited economic conditions, there are two types of social insurance: residents' pension insurance and medical insurance.

Medical insurance is relatively cheap.

What if I didn't pay social security before retirement 15? What should I do if I reach retirement age in 2020, but I haven't paid social insurance premiums 15 years? According to the new social security system in 2020, there are two possible solutions.

1, resignation postponed

If the difference in payment years is less than 5 years, you can choose to postpone retirement, pay 1 year social security in one lump sum, then pay 15 years, and then go through retirement procedures to receive a pension.

2, into the old-age insurance for residents.

At present, employee pension insurance cannot be paid in one lump sum, but resident pension insurance can be paid in one lump sum.

Therefore, those who still have the payment time of 10 years can change from employee pension insurance to resident pension insurance, pay all social security fees at one time, and receive pensions according to the treatment of resident pension insurance when they reach retirement age.

In a word, social security is very important to our life.

In order to get better protection in the future, it is best to pay social insurance premiums on time from an early age, so that future social welfare benefits will not be affected by the interruption of payment.