How much can I use the social security card of Guangzhou Everbright Bank every month?

It is uncertain that medical insurance will be returned to personal accounts every month, and the return ratio is as follows:

1, under the age of 35, the monthly payment is 2% of the social security payment base (individual payment);

2, 35 -45 years old, the monthly payment is 2% of the social security payment base (individual payment) +65438+ 0% allocated by the unit;

3, 45 years old-retired, the monthly payment is 2% of the social security payment base (individual payment) +65438+ 0.8% of the unit allocation;

4. The monthly income after retirement is 4. 1% of the average salary in Guangzhou last year.