Calculation method of medical insurance payment for retired employees

How to calculate the amount of medical insurance for retired employees

The calculation method of the amount of medical insurance payment for retired employees mainly depends on two factors: one is the salary income of employees before retirement, and the other is the number of years that employees have paid medical insurance.

First of all, employees need to pay medical insurance fees according to a certain percentage of their monthly salary, which is usually stipulated by local governments. Secondly, if employees pay enough medical insurance years before retirement, they don't need to pay medical insurance fees after retirement. However, if employees do not pay enough medical insurance years before retirement, they need to pay back according to regulations after retirement.

The specific calculation method is as follows: first, determine the monthly salary income of employees before retirement and the number of years of medical insurance payment, and then calculate the amount to be paid according to the proportion and number of years of medical insurance payment stipulated by various places. This amount can be calculated by consulting the local social security department or using the relevant online calculator.

To sum up:

The calculation method of medical insurance payment for retired employees mainly depends on the monthly salary income of employees before retirement and the number of years of paying medical insurance. If employees need to calculate their own medical insurance contributions, they can consult the local social security department or use the relevant online calculator to calculate.

Legal basis:

Article 33 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "If an individual participates in the basic medical insurance for employees at the statutory retirement age and has paid for it for fifteen years, he will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic medical insurance fund. "

Therefore, according to this law, employees need to pay medical insurance premiums for at least 15 years before retirement, so that they can enjoy basic medical insurance benefits after retirement. If employees do not pay enough medical insurance years before retirement, they need to pay them in accordance with the regulations.