Job Recruitment Website - Social security inquiry - How to pay social security by yourself?

How to pay social security by yourself?

Self-payment of social security is handled as follows:

1, to participate in social security for urban flexible employees.

If you don't want to pay off the social security after resigning, you can choose to participate in the social security for urban workers as a flexible employee. This kind of insurance can only participate in pension insurance and medical insurance, industrial injury insurance, maternity insurance and unemployment insurance, but you can't pay.

2. Find a professional remittance company to remit money.

Because flexible employees have household registration requirements, many insured people choose to find social security payment companies to pay social security. However, the pressure of this kind of participation is relatively great, because the insured not only needs to bear all the expenses of the five-insurance social security, but also needs to pay a payment service fee to the payment company.

3. Pay social security for urban and rural residents as individuals.

If you feel that you are under great pressure to pay social security for urban workers, you can also choose to pay social security for urban and rural residents in your personal capacity. Social security for urban and rural residents includes endowment insurance and medical insurance for urban and rural residents.

What's the difference between paying social security by yourself and paying social security by the company?

1, different types of insurance: if you pay social security yourself, you can only pay medical insurance and old-age insurance, and the social security paid by the company includes five insurances, including medical insurance, old-age insurance, unemployment insurance, maternity insurance and work injury insurance;

2. Different payment: if an individual pays social security, then the individual needs to bear all the payment, while if the unit pays social security, the unit and the individual each bear part, with the unit bearing 19% and the individual bearing 8%.

From the above, we can know that the ways to pay social security are: to participate in social security for urban flexible employees, to find a professional payment company, and to pay social security for urban and rural residents in personal capacity.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 57

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate. Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration. The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.