Is the social security base as high as possible?

It is not that the higher the social security base is, the worse it is. According to the latest pension calculation method, you must pay 15 years to get it. When employees retire, the pension consists of two parts: pension = basic pension+personal account pension. Personal account pension = personal account storage ÷ calculation months (calculation months are determined according to retirement age and average life expectancy of the population at that time). It used to be unified 120 months, but now it is 50 years old 195 months, 55 years old 170 months and 60 years old 139 months. Basic pension = the average monthly salary of employees in the previous year (1+ my indexed monthly average payment index) ÷2× payment years × 1%. From the above formula analysis, the amount of pension we will receive in the future is related to our age, the average monthly salary of employees on the job, the payment period and my average monthly salary. It is not difficult to see that the longer the payment period, the higher the payment base, and the more pensions we will receive in the future. The biggest advantage of social security for the aged is to live forever. Even if the personal account pension is paid out, the state will continue to pay the basic pension, and the pension will increase with the increase of the average monthly salary of social workers.