My father died and paid social security for 27 years. Is social security personal account 16 universal?

Of course. According to the "People's Republic of China (PRC) Social Insurance Law", if an individual dies, the balance of his personal account can be inherited. That is to say, when the social security payer suddenly dies, the principal and interest of this part of the endowment insurance paid by himself can be taken out in full by the heir or the designated legatee. Social security includes employee social security and resident social security, both of which have endowment insurance.