Hefei City individual participants in the contribution standard

How much does an individual social security contribution cost in 2017: 2017 social security individual contribution standard

2017 social security contribution base standard

According to the relevant provisions, the employees participating in the basic pension insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance determine the contribution base in accordance with the average monthly salary of the employee in the previous year. However, for those whose income is too high or too low, the upper and lower limits of the contribution base are also set accordingly, i.e., if the average monthly salary of the employee in the previous year is lower than the lower limit, the lower limit is used as the contribution base; if it is higher than the upper limit, the upper limit is used as the contribution base. If the average monthly salary is between the upper and lower limits, the pension insurance contribution base is determined according to the actual salary income of the person.

The upper limit of the contribution base is determined according to 300% of the average monthly salary of the workers in the city, with the maximum not exceeding 21,258 yuan. For employees participating in basic pension insurance and unemployment insurance, the lower limit of the contribution base is determined according to 40% of the average monthly salary of the employees in the city, with a minimum of not less than 2,835 yuan; for employees participating in basic medical insurance, industrial injury insurance and maternity insurance, the lower limit of the contribution base is determined according to 60% of the average monthly salary of the employees in the city, with a minimum of not less than 4,252 yuan.

Specific social security policies are recommended to specifically consult the Beijing Social Security Center on weekdays.

New policy on social security contribution regulations in 2017

I, the insured units need to complete the annual base declaration before February 28, 2017

According to the Provincial Department of Human Resources and Social Affairs, "on the urban workers' basic pension insurance contribution notice on relevant issues," the document stipulates that: from 2017 onwards, the insured units will be the above last year, the average salary of the workers on the job monthly 300% of 110% of the average salary of the workers on the job. 300% and 60% of 110% of the average salary of the previous year as the standard, the upper and lower limits of the approved unit workers' pension insurance contribution base. the lower limit of the pension insurance contribution base in 2017 is 2540 yuan/month, and the upper limit is 12,699 yuan/month.

Second, the contribution standard of individual participants has been determined, and the contribution standard has five grades

According to the document, starting from January 2017, the individual participants who participate in the insurance contribution in their personal capacity (including those who renewed the insurance by terminating the labor relationship with the original unit, individual industrial and commercial enterprises, freelancers, and flexibly employed persons) will be 110% of the average salary of the on-the-job employees in the previous previous year as the contribution base for pension insurance, or they can choose 60%, 80%, 110% or 120% of the above standard as the contribution base for contribution.

The standard of pension insurance premiums for individual participants in 2017 is RMB 6,096/year for the 60% bracket, RMB 8,126.4/year for the 80% bracket, RMB 10,159.2/year for the 100% bracket, RMB 11,174.4/year for the 110% bracket and RMB 12,192/year for the 120% bracket.

Third, the postal bank on behalf of the collection of individual pension insurance premiums

As of the end of the previous year interruption of contributions not more than 36 months of individual participants, you need to direct the nearest postal savings bank outlets to choose the contribution level and for the payment of fees, social security agencies no longer accept the payment of this business. Once the contribution level is selected, it cannot be changed within the same year. For those who receive flexible employment subsidies, the vouchers for payment at the postal bank can be used as the basis for the subsidies and do not need to be exchanged for receipts.

Fourth, new retirees in 2017 can make normal contributions

People who reached the legal retirement age in 2017 can go to the Postal Bank to make contributions until the month of retirement, and then apply for retirement formalities with the certificate of participation issued by the social security agency to the archive trusteeship department. According to the regulations, the approval of pension benefits for new retirees in the current year is still required to use the average salary of employees on duty in the previous year, so the new retirees in 2017 need to wait until the average salary of employees on duty in the previous year is issued before accounting for their pensions.

V. Interest generated by timely contributions participates in pension calculations

The timely payment of contributions has a direct impact on the level of retirement benefits for retirees. Within the stipulated time, the earlier the personal contributions arrive, the more interest is generated in the personal account, and the more the personal account reserve is involved in the calculation of the pension benefits at the time of retirement, and the higher the level of the pension is. A participant, interrupted for many years and then a one-time premiums compared with the full annual contributions, due to the lack of timely interest caused by the personal account savings will be reduced by nearly 10,000 yuan, a serious impact on the level of pensions.

Six, more than three years of interrupted contributions to make up the amount of contributions will increase

According to the relevant provisions of the province, the individual participants in the interruption of more than three years of contributions, the need to make up for the premiums according to the "double-base", more than according to the "original standard of the calendar year" part of the contribution And does not participate in the calculation of my pension. Therefore, we would like to remind those who have interrupted their contributions to verify their contributions as soon as possible and make them in a timely manner. Especially for those who work outside the country, if you have participated in the pension insurance while working outside the country, please transfer the pension insurance relationship back to the place of domicile in a timely manner and continue to pay the contributions.

The longer the interruption, the more premiums you will have to pay, and the greater the pressure to pay, and if you can't afford to make the contributions after a long interruption, your pension will be greatly reduced. At the same time, failure to make contributions on time will affect your entitlement to the flexible employment subsidy issued by the Employment Bureau in the same year.

Seven, more than 20 years of contributions to the treatment of additional

Pension insurance minimum contribution period of 15 years, but after January 1, 2015 to meet the conditions for receiving a basic pension insured persons, and after July 1995, the actual contribution period accumulated more than 20 years, the pension in the original method of approval on the basis of the appropriate increase will be given: one is to increase the basic pension accruals ratio, the second is to increase the transitional pension calculation coefficient, the longer the number of years of contributions, the higher the level of pension.

Eight, 1996 (including 1996) graduated after the college graduates can make up for the years of pension insurance premiums

College graduates engaged in flexible employment or self-employment during the years of non-payment of pension insurance premiums, from the month of graduation, in accordance with the approved contribution base of the calendar year's average social wage to make contributions. College graduates (excluding technical schools) applying for retroactive contributions are required to provide the original graduation certificate and the "Record of Electronic Registration of Educational Certificates of the Ministry of Education" issued by the Education and Information Network, or the academic certification report issued by the authorized department of the Ministry of Education. This policy is valid until the end of 2017.

Nine, has been insured personnel can be single payment to extend the contribution period

Participants male 40 years of age, female 35 years of age, can be in accordance with the base and proportion of flexible employment personnel to pay pension insurance premiums, single payment pension insurance premiums, the first time to apply for a single payment of years and the previous actual payment of the cumulative sum of the number of years can not be more than 20 years.

That is to say, if you meet the age requirement and are already insured, you can extend your contribution period by paying wholesale, especially for those who have too few years of contribution at the retirement age, if you apply for wholesale, both from the perspective of the personal account reserve amount and the cumulative contribution period, it will greatly improve your pension level when you retire.

Because this is a provincial policy, it is not possible to apply for a pension transfer after making a single contribution.

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