How long can social security payment be suspended?

The law does not clearly stipulate the period during which social security can be suspended. Details are as follows:

1. Pension: the pension is calculated according to the amount of personal account and the payment period, and only the accumulated time is calculated, and the payment suspension time is not calculated. After the accumulated payment reaches 15 years, you can go through retirement procedures when you reach retirement age. At present, the suspension of payment mainly affects the pension benefits after retirement;

2. Medical care: Medical insurance has different policies in different places. In quite a few areas, the accumulated payment period of medical insurance cannot be stopped for too long, otherwise it will erase the previous payment period and affect the payment of personal medical treatment. Note: Some local laws and regulations stipulate that medical insurance that has been suspended for more than 3 months is invalid;

3. Other social security: refers to work-related injury insurance, maternity insurance and unemployment insurance. For individuals, in addition to unemployment, there is generally no need for personal contributions, and unemployment is limited to payment at work, so the impact and loss on individuals will not be too great;

3. Unemployment insurance, industrial injury insurance and maternity insurance: all three types of insurance can be extended to the new unit, so it has little relationship to stop paying.

The social security payment period is as follows:

Generally speaking, social security needs to be paid 15 years to enjoy. Except for the local residents who have reached the age of 45 when the endowment insurance for urban and rural residents is implemented, the rest of them must have participated in social security 15 years or more, and can only go through retirement procedures and receive a monthly pension after retirement.

For those who have participated in the basic old-age insurance for employees, but the accumulated payment has not reached 15 years, they can pay all the time, and receive the pension after 15 years. Of course, you can also choose to transfer to the new rural social endowment insurance, or to the social endowment insurance for urban residents, and then receive pension insurance benefits in accordance with state regulations.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.