Can I apply for medical insurance if I pay social security myself and get pregnant?

I the relationship between social security and medical insurance

Social security refers to social insurance, which is a system established by the state to protect citizens' right to get material help from the state and society in accordance with the law in case of health, old age, illness, death, disability and unemployment. Among them, medical insurance is an important part of social security, which aims to provide reimbursement and compensation for medical expenses for the insured.

Second, pay the rights and interests of social security yourself.

After paying social security fees, individuals will enjoy the corresponding social security rights, including medical insurance. This means that when an individual suffers from medical expenses due to illness or accident, part or all of the expenses can be reimbursed through medical insurance.

Third, medical insurance benefits during pregnancy

For pregnant women, the social security system also provides corresponding protection. During pregnancy, the insured person can enjoy medical insurance benefits including medical expenses such as prenatal examination and delivery. The specific scope and proportion of reimbursement are determined according to the local medical insurance policy.

Fourth, how to enjoy medical insurance benefits

In order to enjoy the medical insurance benefits, it is necessary to complete the social security payment within the specified time and ensure that the personal social security account is in a normal state. Secondly, when seeking medical treatment, we should choose medical institutions that meet the requirements of medical insurance, and properly keep the relevant medical expense invoices and reimbursement materials. Finally, according to the requirements of the local medical insurance department, submit the reimbursement application in time for review.

To sum up:

After paying social security during pregnancy, you can enjoy medical insurance benefits. In order to make full use of this right, the insured should ensure that the social security payment is normal, choose a medical institution that meets the requirements when seeking medical treatment, and properly keep the relevant reimbursement materials. At the same time, understand and abide by local medical insurance policies to ensure that you can enjoy medical insurance benefits smoothly.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 28 provides that:

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.