Job Recruitment Website - Social security inquiry - What if social security dies before retirement age?
What if social security dies before retirement age?
1, the individual part of the pension contribution and interest can be fully refunded;
2, inherited by the legal heir.
You can receive funeral grants and survivors' pensions when you die. The specific analysis is as follows:
1. Funeral allowance is a subsidy for employees to bury and handle funeral affairs after death. At present, there is no unified standard in the country. Judging from the regulations in some places, funeral subsidies are generally paid according to a certain number of years of the average monthly salary of local employees at the time of their death. For example, in Dalian, the funeral allowance was the average social wage of the whole city for three months in the previous year;
2. Survivor's pension is the economic compensation and spiritual comfort given to employees' families after their death. Survivor's pension varies from place to place. Some don't provide pensions, but only provide survivors' assistance with a one-time pension on a monthly basis, and also provide survivors' living allowance on a monthly basis. For example, in Dalian, in addition to giving immediate family members a one-time assistance according to the average social wage of last year 10 month, they can also receive assistance from relatives according to the sum of local living difficulties subsidy standards and price subsidies.
To sum up, those who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. Disability allowance is the economic compensation given by the basic old-age insurance fund to the above-mentioned special insured persons. Sick and disabled allowance is a new system. At present, there is no corresponding allowance standard, and corresponding supporting regulations need to be issued.
Legal basis:
Article 17 of the Social Insurance Law of People's Republic of China (PRC)
If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
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