Can the money in Beijing medical insurance card be taken out?

Can the money in Beijing medical insurance card be taken out?

The money in the Beijing medical insurance card is generally not available.

The General Office of Beijing Municipal Government issued the "Implementation Measures of Beijing Municipality on Improving the Outpatient Mutual Assistance Guarantee Mechanism for Employees' Basic Medical Insurance". This time, it is clear that Beijing will improve the method of calculating and distributing personal accounts and standardize the use and management of personal accounts. The "Measures" emphasize the realization of earmarking funds for personal accounts, and personal accounts shall not be used for expenditures that are not covered by the basic medical insurance, such as public health expenses, physical fitness or health care consumption. Shan Hao

According to the requirements of the state on the management of basic medical insurance funds, the funds in individual accounts should be used for special purposes. From September 1 2022, the personal account funds will be managed by bookkeeping, and the insured personnel can't withdraw them freely, so as to realize directional use, which is mainly used to pay the medical expenses incurred by the insured employees themselves in designated medical institutions or retail pharmacies. The personal account funds that have been transferred to the special passbook for medical insurance before September 1 can still be withdrawn and used at any time in the future.

However, there are two exceptions:

1, the insured dies.

Once the insured person dies, his successor can take the materials to the social security bureau to withdraw the principal and interest of the money in the medical insurance card. Of course, if the heir is insured, he can also transfer the balance to his account by teasing the source.

2. The insured leaves the insured city.

If the insured person leaves the insured city, he needs to stop the medical insurance card to participate in the insurance, and the money in the account can also be withdrawn by stopping the insurance. However, if he is insured in other cities, the balance needs to be transferred to his account by transfer.