Can a flexibly employed social security worker pay only for old age

Flexibly employed people can only pay pension insurance.

According to relevant laws, flexibly employed people can choose to pay the basic pension insurance for urban workers alone, and it is not mandatory to pay other social insurances at the same time, such as medical insurance, work injury insurance, unemployment insurance and maternity insurance. If you choose to pay only pension insurance, you can apply for retirement when you reach the legal retirement age, but it may affect the enjoyment of the medical insurance treatment, because medical insurance usually needs to be paid together with pension insurance in order to enjoy the benefits after retirement. If you only pay pension insurance, you can consider applying for urban and rural residents' medical insurance, which has lower contributions but the reimbursement rate and the rules on the number of years of contributions may be different from those for employee medical insurance.

The difference between flexible employment social security and employee social security:

1, the nature of the insurance is different: Employee social security: the employer for the employee to pay social security is a legal obligation, is mandatory, there is no domicile restrictions. Flexible employment social security: the main body of the payment is an individual, individual voluntary payment, all the city's urban household registration and meet the conditions for participation, need to participate in the social security of the flexibly employed people can pay.

2. Different types of insurance: Employee social security: including pension insurance, medical insurance, maternity insurance, work injury insurance and unemployment insurance. Flexible employment social security: only two types of insurance: pension insurance and medical insurance.

3. Different contribution standards: Employee social security: the cost of the unit and the employee **** the same contribution to the employee's salary as the contribution base, a certain percentage of the monthly deductions from the salary, by the work unit to pay. Flexible employment social security: the cost is borne entirely by the individual, you can choose the contribution level according to their own situation.

To summarize: flexibly employed people can choose to pay urban workers' basic pension insurance alone, and it is not mandatory to pay other social insurance at the same time.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10

Employees shall take part in the basic pension insurance, and shall pay the basic pension insurance premiums by the employing organization and the employees*** together. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff managed under the civil service law shall be prescribed by the State Council.