How to borrow money for community buildings, and how much can I borrow?

First, how to loan the community building, and how much can it be loaned?

This should be publicized in the community. The real lending institution is the bank. The amount of interest-free loans is generally around 1 0-200,000, and the term is1year. Need to pay local hukou, real estate and social security for more than 65,438+0 years. Some banks also require borrowers to find someone to guarantee, and the guarantor is a civil servant or institution. This is the general situation. If the mortgage cannot be handled only by the purchase contract, other supporting materials are needed; If you need to apply for a second-hand real estate loan, you usually apply for a loan from our bank before going through the formalities of property transfer.

Second, Huaibei mining provident fund query

Go upstairs next to McDonald's all the way, the house transaction management office. Can be found.

Third, how to borrow a loan? For example, I have a room worth 200 thousand. How much can I borrow from the bank? still ...

Spread out completely

Bank loans are generally 60% of the value of the house, that is, in theory, you can borrow up to1.20 thousand. Repayment is equal to the monthly principal and interest. According to the loan term agreed between you and the bank, the bank will give you specific repayment details.