How to pay medical insurance for flexible employees in Quanzhou?

Generally speaking, the first-time insured person needs to bring ID cards, household registration books and other materials to the People's Social Security Bureau or the Local Taxation Bureau for registration. Then pay through bank outlets, online banking, mobile banking, WeChat, Alipay, social self-service payment machines, etc. After the payment is successful, you can apply for a social security card. The specific process varies from place to place, so you can consult the local social security center in advance to get an accurate answer. Flexible employees can choose three payment rates to pay medical insurance premiums according to their own conditions: those who participate in medical insurance for urban workers pay at the rate of 10%. According to Changsha's latest policy, this payment ratio is reduced from 10% to 9%. Therefore, the amount payable by the insured in 2009 (the whole year) is1940× 60 %× 9 %×12+90 =1347.438+02 yuan. This insured person has a personal account and can issue a medical insurance card.

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1. Flexible employees can choose three payment rates to pay medical insurance premiums according to their own conditions: Flexible employees who have not participated in medical insurance for urban employees will pay at the rate of 5.6%. According to Changsha's latest policy, this payment ratio is reduced from 5.6% to 4.9%. Therefore, the payable amount of this kind of insured in 2009 (the whole year) is1940× 60 %× 4.9 %×12+90 = 774.43 yuan. Flexible employees who receive unemployment insurance benefits are paid at the rate of 4.8%. According to Changsha's latest policy, the payment rate is lowered from 4.8% to 4.2%. In 2009 (the whole year), the payable amount of this kind of insured was1940× 60 %× 4.2 %×12+90 = 676.66 yuan.

2. Flexible employees, as a special employment group, social security is also essential. Like social security for urban and rural residents, flexible employees also have social security for this group. In order to better protect your legitimate rights and interests, it is recommended that you keep abreast of the measures for the management of social security contributions for flexible employees. How do flexible employees pay medical insurance? When household registration, rural household registration or local urban residents have no fixed income and a small budget, priority will be given to paying social insurance for urban and rural residents. The medical insurance payment for urban and rural residents is only a few hundred yuan a year, and the overall hospitalization reimbursement ratio is about 50%, which is very cost-effective for ordinary residents.

3. Individual industrial and commercial households or other freelancers who have a stable income in the place where their household registration is located hope to obtain a higher proportion of medical reimbursement and give priority to paying employee medical insurance in the name of flexible employment. Although the compensation is relatively high, the reimbursement rate is also high. Moreover, after paying a certain annual fee, you can enjoy lifelong medical insurance benefits like retired employees, which is very good. Especially for employees who have paid social security in the unit before and now have no work unit, it is also the most appropriate to choose this method to extend the accumulated payment period of employee medical insurance. Those who are not in the place of residence and simply enjoy medical care can go back to the place of residence and choose the appropriate way to participate in the insurance. Then by filing in different places, you can file in your current residence. Although the reimbursement rate will be reduced, I think it is quite cost-effective as a basic guarantee when necessary. As for the social security paid by the affiliated third-party payment company, about 38% will be paid, while 8% of the endowment insurance and 2% of the medical insurance will be credited to your personal account. The inclusion of flexible employees in the scope of medical insurance is the embodiment of comprehensive coverage of medical insurance. In recent years, a series of preferential policies have been introduced to provide comprehensive medical insurance for flexible employees, so that more people can participate in life insurance at one time.