How much is flexible employment medical insurance in 2017

2017 Flexible Employment Medical Insurance Contribution Standards Contribution Standards

Basic medical insurance premiums for the previous year's average social wage of the city's employees as the contribution base, the proportion of 4.9% to pay one year's basic medical hospitalization co-ordination fund and 100 yuan of large-scale assistance. After retirement, you only need to contribute 100 yuan of large-scale assistance each year. This year's contribution totaled $1,285.36.

After a man reaches the age of 60, his actual contribution period should not be less than 25 years; after a woman reaches the age of 55, her actual contribution period should not be less than 22 years. Less than the actual number of years of contributions, need to be based on the retirement age of the city's average salary of the previous year as the basis for a one-time replenishment, from the next month to enjoy the basic medical retiree hospitalization co-ordination treatment. The specific amount of retroactive contributions, you need to go to the second floor of the medical insurance center flexible employment window for approval and calculation.

Medicare card cannot be used to purchase medicines at pharmacies

Processing

Legal working age is the age of participation

Participants refer to those who have the ability to work and are employed on a part-time, temporary and flexible basis, such as self-employed workers, freelancers, migrant workers (with a permit for migrant workers issued by the labor department), the unemployed, and those who are in the same place of employment, as well as those who are in the same place of employment. ), the unemployed, and workers whose organizations have absolutely no ability to pay contributions and who are temporarily unable to participate in basic medical insurance.

Be sure to register contact numbers in detail

It is understood that the city's household registration personnel, carrying the original ID card and photocopies, the original hukou book and a copy of the first page and the page of the person, the recent crownless one-inch (3.3 cm) color photographs of two, the initial enrollment must be by the person to the second floor of the medical insurance center flexible employment window; foreign household registration personnel, in addition to the above formalities, you must also hold a Public security department issued a certificate of residence and labor department issued by the employment contract, must be handled by the person to the health insurance center.

It is important to note that, when applying for insurance, flexibly employed persons must register their contact telephone numbers (landline and cell phone) in detail, so that they can be notified in a timely manner before they are required to pay their contributions.

Procedures

1, declaration, registration: flexibly employed persons with their original identity card and photocopies to the Municipal Health Insurance Bureau for early reporting and registration procedures. After examination and qualification, the medical insurance card, card and special office book for everyone will be processed.

2. Approval of contributions: the Municipal Medical Insurance Bureau, based on the declaration and registration of flexibly employed persons, approves and fills in the "Approved Contributions Sheet" according to the regulations.

3. Payment Procedures: Flexibly employed persons, holding the "Approved Payment Slip" stamped by the Municipal Medical Insurance Bureau, go directly to the tax hall of the Municipal Local Taxation and Collection Bureau to pay the fees. The bill is transmitted from the Municipal Local Tax Collection Bureau to the Municipal Labor Settlement Center, and the Municipal Labor Settlement Center to the Municipal Medical Insurance Bureau. The Municipal Medical Insurance Bureau regularly transmits to the Labor Clearinghouse once a month the approved data on the contributions of flexibly employed persons.

At present, medical insurance for the flexibly employed is strongly supported by the national policy, and the flexibly employed can enjoy basic medical insurance in accordance with the law.

Time of contribution

1. The system of minimum contribution period and actual contribution period is implemented everywhere for flexibly employed persons to participate in basic medical insurance. Roughly, the minimum contribution period is no less than 25-30 years for men; women no less than 20-25 years. In the implementation of the basic medical fraternity system, the number of consecutive years of service or the number of years of participation in basic old-age insurance in accordance with national regulations is regarded as the number of years of contribution. The actual years of contributions to participate in basic medical insurance and contributions to the cumulative years of regulations, enjoy the basic medical insurance benefits for retirees. If you have reached the legal retirement age, and the minimum contribution period and the actual contribution period do not reach the prescribed standard, you will enjoy the retiree's medical insurance treatment after making up the basic medical insurance premiums for the difference in the years of contribution.

2. The main component of flexible employment is laid-off workers, with a large age structure. According to the relevant information, the age of 35-40 years old accounted for 44%, 41-50 years old accounted for 40%, more than 50 years old accounted for 16%. 10-15 years of actual contributions, that is, after 10-15 years, most of them have reached the legal retirement age, can no longer contribute to enjoy medical treatment. 10-15 years to pay the medical fee of 7-8 thousand yuan. After the retirement of unit employees, the unit still bears about 6% of their medical insurance premiums. Retirees from bankrupt units pay a one-time full 10-year medical insurance premium of roughly 7-8,000 yuan when they join the medical insurance, and the time for enjoying medical insurance treatment is relatively short compared with that of flexibly employed persons. In addition, some employers quit or long-term sick home urban residents, also belongs to the flexible employment people, they participate in the insurance after the use of the integrated fund than other insured workers. From the above analysis, we can see that the flexible employment personnel pay 10-15 years of contributions to reach the legal age, no longer pay medical insurance premiums, enjoy the retiree medical treatment, compared with the insured units and bankruptcy enterprise retirees, obviously unfair. In this way some employers may push workers close to retirement age into society in order to reduce their burden and avoid responsibility. Medical insurance emphasizes the burden on both sides and the reciprocity of rights and obligations, reflecting fairness. Therefore, experts believe that flexible employees who have paid contributions to reach the actual number of years of contributions and at the same time reached the legal retirement age, should refer to the unit retiree's contribution method, a one-time replacement of about five years of medical insurance premiums, in order to enjoy the retiree's medical treatment.

The system of minimum contribution period and actual contribution period is applied to the participation of flexibly employed persons in basic medical insurance. The minimum contribution period is 30 years for men and 25 years for women, and the actual contribution period is the accumulated years of participation in basic medical insurance and full payment of contributions, which must be 10 years.

Flexible workers need to pay attention to the national policy to fully protect their rights and interests.