Can I buy old-age insurance at one time?

Legal analysis: If the insured reaches retirement age but the payment is less than fifteen years, he can receive a one-time pension. The insured person can receive the basic pension on a monthly basis after one-time payment; Or it can be directly transferred to the new rural social endowment insurance or urban residents' social endowment insurance without repayment.

The one-time payment base is declared by myself within the upper and lower limits of the basic endowment insurance payment base for enterprise employees. At the time of application, the applicant should prepare the original and photocopy of the resident identity card and the original and photocopy of the household registration book, and fill in the Application Form for One-time Payment of Endowment Insurance Fee for Flexible Employment Personnel. Application forms can be obtained from social security institutions in various districts or downloaded from the official website of the Social Security Fund Management Center. Applicants need to go to the District People's Social Security Bureau or the grassroots service platform to verify the one-time payment period and payment amount; After receiving the approval information, bring relevant information to the corresponding local tax department for payment within 60 working days; Those who have paid continue to handle the follow-up social security-related business; If the payment is overdue, the original verification result will automatically become invalid, and you need to apply for verification again according to this process.

Applicants should note that the upper and lower limits of the one-time payment base are determined according to the upper and lower limits of the basic old-age insurance payment base for enterprise employees this year, so they need to be adjusted synchronously according to the adjustment of the upper and lower limits of the basic old-age insurance payment base this year. If the upper and lower limits of the payment base change due to late payment, it needs to be re-approved according to the new standard. When choosing the one-time payment period, the applicant should not pay the one-time payment period repeatedly, and cannot pay it in installments or repeatedly.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.