The difference between social security and medical insurance for urban residents

Social insurance refers to the institutional arrangement that the state raises funds through various channels such as legislation in accordance with the principle of corresponding rights and obligations, and provides material help (including cash subsidies and services) to the insured in the case of old age, illness, work injury, unemployment and maternity, so that they can enjoy basic living security and avoid or reduce economic losses.

(2) What is medical insurance for urban residents?

The basic medical insurance for urban residents is an integral part of social medical insurance. The government-led medical insurance system, with individual (family) contributions as the main contribution and moderate government subsidies as the supplement, is adopted to provide medical needs for urban residents in accordance with the principle of consistent payment standards and treatment levels.

(3) The relationship between social security and medical insurance for urban residents.

China has established social insurance systems such as basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance and maternity insurance, which guarantee citizens' right to receive material assistance from the state and society in case of old age, illness, work-related injury, unemployment and maternity. Among them, the basic old-age insurance system includes the basic old-age insurance system for employees, the new rural social insurance system and the social old-age insurance system for urban residents; The basic medical insurance system includes the basic medical insurance system for employees, the new rural cooperative medical system and the medical insurance system for urban residents. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. It is the most important part of the social security system. A social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons.

legal ground

People's Republic of China (PRC) Social Insurance Law (revised 20 18) Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in case of old age, illness, industrial injury, unemployment and maternity.